Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177697 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177704)

Years of awesome, reliable and affordable, secure, s...

Years of awesome, reliable and affordable, secure, safe, helpful Reviewed on: 7th July 2026

I use PayPal credit a lot.

I use PayPal credit a lot. Its great for spreading the cost of larger items and its easy to pay off more if you can, see how much is left to pay and find each transaction. I really like that purchases I make through PayPal also let me know about delivery Reviewed on: 7th July 2026

Better than a Credit Card..

Having used PayPal Credit for several years, I have come to appreciate the clear terms, the simplicity of transactions and convenience that it brings when making larger purchases. Being able to split payments into 3 interest free manageable chunks is a great help Reviewed on: 7th July 2026

Great support

Great customer support quick to respond to requests Reviewed on: 7th July 2026

PayPal is so easy, never had a problem and you can a...

PayPal is so easy, never had a problem and you can always contact them no problem Reviewed on: 7th July 2026

All good thank you highly recommend

All good thank you highly recommend Reviewed on: 7th July 2026

SImple, clear and safe process.

SImple, clear and safe process. Payment options are presented with clarity and offer flexibility. Reviewed on: 7th July 2026

PayPal is all I use.

PayPal is all I use. It protects me from scams, gives me flexibility to manage my finances by paying over time at 0% and my first choice to send money to friends amd family. I feel safe that my money is in good hands and if I get scammed, PP can help me get a refund. Support is easy to access and information clearly found. Reviewed on: 7th July 2026

fantastic

Fantastic experience, satisfied with service. Reviewed on: 7th July 2026

Good one

Got a credit card and less than 25%Apr which is great, also used abroad and again it works great with very little charges on top, would definitely recommend this to anyone else if they asked Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98736 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub