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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

It's convenient and safe

I've used PayPal for years and have never had to complain. I use them to pay for most online items with PayPal. I make use of their pay in 3 and credit as well as paying for things outright. I feel that there is an extra level of security when I use PayPal to purchase items. Reviewed on: 7th July 2026

Great experience would recommend

Great experience would recommend Reviewed on: 7th July 2026

It’s very difficult to see if you have paid on time...

It’s very difficult to see if you have paid on time or to pay off extra.! Reviewed on: 7th July 2026

100% reliable

Payments sorted immediately when sellers haven’t supplied goods. As payment to sellers and me too top standard Reviewed on: 7th July 2026

I regularly use my PayPal credit, gives me a little...

I regularly use my PayPal credit, gives me a little breathing space, time to time Reviewed on: 7th July 2026

Yeah it’s okay

Yeah it’s okay, it’s PayPal not much to say Reviewed on: 7th July 2026

Easy to use and direct, good credit limit to start w...

Easy to use and direct, good credit limit to start with, fast delivery for the card Reviewed on: 7th July 2026

a 5 star review

easy quick and safe.. my goto for online retail Reviewed on: 7th July 2026

Excellent service

Great service flexible payments interest free allows you to spread payments making it easy to get things you need can always pay more off anytime great customer service over the phone security is excellent. Reviewed on: 7th July 2026

Very easy to use, I recently had a new phone and str...

Very easy to use, I recently had a new phone and struggled to add my cards to my wallet but PayPal came to the rescue and became my port of call for paying online Reviewed on: 7th July 2026

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