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PayPal: PayPal Credit reviews

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4.90
Based on 106,939 reviews, last reviewed 14th May 2026
2588000% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal Credit on numerous occasions bit it... I've used PayPal Credit on numerous occasions bit it for large or small purchases. What I like most about PayPal Credit is that I find very secure, an... Read more Reviewed on: 14th May 2026
Simon Thompson's avatar
Simon Thompson

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106939)

Very easy to make payments through

5
Very easy to make payments through Reviewed on: 25th April 2026
Milton m's avatar
Milton m

PayPal is Great

5
It’s been smooth. No complaints . Am happy with your services Reviewed on: 25th April 2026
chigozie ekeke's avatar
chigozie ekeke

Brilliant Back Up in Time of Need

5
Paypal Credit .... where do I start. First of all, in my opinion, they are the most trustworthy credit agency I have ever come across. I have been with Paypal for a long time and there has never been any issues whatsoever. They have good promotions, excellent customer service and basically, have been a life saver for me when I have sometimes struggled with trying to stretch my finances monthly (using them as a "back-up"). So thank you Paypal Credit for being there in my time of need :) Reviewed on: 25th April 2026
Carol Clarke's avatar
Carol Clarke

Been using pay pal for a while pay in three been ama...

5
Been using pay pal for a while pay in three been amazing now signed up for the paypal crest wit ease Reviewed on: 25th April 2026
Porfirio r's avatar
Porfirio r

Just a really good company to deal with, never had a...

5
Just a really good company to deal with, never had an issue Reviewed on: 25th April 2026
Jameel's avatar
Jameel

A heling hand

5
Its like always having a helping hand whenever you need it. Reviewed on: 25th April 2026
Arlan B's avatar
Arlan B

Easy to use

4
Good experience. Easy to use. Helpful Reviewed on: 25th April 2026
Lonreb's avatar
Lonreb

Helpful and easy and friendly customer service

5
Helpful and easy and friendly customer service Reviewed on: 25th April 2026
Lin T's avatar
Lin T

Used PayPal for years perfectly happy with the servi...

5
Used PayPal for years perfectly happy with the service I have received even with disputed paymants Reviewed on: 25th April 2026
Mr J's avatar
Mr J

Good overall

4
Good. Bit slow when you pay your balance for it to actually show youve paid. Reviewed on: 25th April 2026
andrew robinson's avatar
andrew robinson

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