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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177745 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177757)

its a great experience the ability to make payments...

its a great experience the ability to make payments over a period of time without incurring any extra charges Reviewed on: 7th July 2026

No connection to payments to people in russia made...

No connection to payments to people in russia made it useless Reviewed on: 7th July 2026

Highly supportive of it's customer and their interest

Highly supportive of it's customer and their interest Reviewed on: 7th July 2026

Always had a good experience.

Always had a good experience.. When I’ve had a problem, PayPal have sorted it out quickly Reviewed on: 7th July 2026

Excellent Customer Service

I was unsure if a payment I had made was showing as credit or debit on statement but I was reassured by the agent that it was a credit. Reviewed on: 7th July 2026

Does what it says on the tin, never had any problems.

Does what it says on the tin, never had any problems. I recommend Reviewed on: 7th July 2026

Protection and decent credit facilities

I've had the unfortunate need to utilise Paypal's buyer's protection when booking holidays and almost getting scammed! It was super simple to block the funds and Paypal mediated the entire fiasco, got our money's worth in the end! I've also been frequent user of their credit facilities, popping something on 0% for 4 months has come in handy quite a few times now. Reviewed on: 7th July 2026

Very good quality service and very helpful and very...

Very good quality service and very helpful and very easy always let me know when you need to pay Reviewed on: 7th July 2026

First choice for foreign currency transactions

First choice for foreign currency transactions Reviewed on: 7th July 2026

Great experience with PayPal...

I have had nothing but good experiences with PayPal , it allows me to split money over several months Reviewed on: 7th July 2026

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