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PayPal: PayPal Credit reviews

4.90
Based on 106,999 reviews, last reviewed 14th May 2026
2590700% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick easy to use and stress free Quick easy to use and stress free Reviewed on: 14th May 2026
Helen's avatar
Helen

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106999)

Easy to use

5
Everything is easy to use and you know everything is safe when using PayPal Reviewed on: 25th April 2026

Friendly and easy to work with

5
Especially excellent for unplanned unexpected purchases over eBay. Also excellent for purchases from big brands such as Apple. Reviewed on: 25th April 2026

I’ve found Paypal to be exceptionally easy to use.

5
I’ve found Paypal to be exceptionally easy to use. Reviewed on: 25th April 2026

paypal is great

5
Paypal is great! Been using it for years, and with the new paypal+ update it's the only payment provider I actually use aside from my bank! Whether it's "pay in 3" or paypal credit, they offer everything you could want Reviewed on: 25th April 2026

Very Happy

5
To many shans bay all what you need. Reviewed on: 25th April 2026

Each time I use PayPal never an issue and has given...

5
Each time I use PayPal never an issue and has given me some great Christmas presents for my daughter great flexibility Reviewed on: 25th April 2026

Amazing,Nothing is to difficult and very understanding

5
Nothing is to difficult and very understanding Reviewed on: 25th April 2026

best experience 5 stars!!!

5
best experience 5 stars, very easy to use Reviewed on: 25th April 2026

Always available for those costly buys ,excellent wa...

5
Always available for those costly buys ,excellent way to be able to afford things , you choose what you can afford to pay Reviewed on: 25th April 2026

We’ll pleased

5
I’m very happy with service I have received Reviewed on: 25th April 2026

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