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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

The customer service is always excellent.

The customer service is excellent, always very helpful and friendly. Reviewed on: 7th July 2026

Hassle Free Payments

Having used PayPal for many years I have never been disappointed or let down, They are convenient, Hassle free and secure payments right when you need them with no faffing around. Reviewed on: 7th July 2026

Holidays without the harsh full paymemt

Paypal interest free credit has meant we can book our family holidays and spread the costs to make it manageable. We have used multiple times and it has been great. Reviewed on: 7th July 2026

Spending is easy,

Spending is easy, PayPal makes it safer. Reviewed on: 7th July 2026

Convenient, pat in three is a good service.

Convenient, pat in three is a good service. Reviewed on: 7th July 2026

PayPal credit is really useful and my experience of...

PayPal credit is really useful and my experience of it has been very positive. It Makes it easy to purchase goods when perhaps you haven't got all the funds you need to buy the item you want. PayPal credit is exactly the card I need. Reviewed on: 7th July 2026

So simple to use, feels very secure and safe to...

So simple to use, feels very secure and safe to use Reviewed on: 7th July 2026

Paypal can be used anywhere

Always runs smoothly, great customer service Reviewed on: 7th July 2026

PayPal perfect performance.

Used for expensive or to pay for holidays. Reviewed on: 7th July 2026

PayPal is so simple to use and give you peace of min...

PayPal is so simple to use and give you peace of mind regarding security Reviewed on: 7th July 2026

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