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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107038 reviews)

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4.90

Based on 107,038 reviews, last reviewed 14th May 2026

2592450% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent straightforward way to pay. No need to worry. Straight forward 1, 2, click, payment made. Would not trust any other app, PayPal my 1st go to. Easy to navigate app, helpful with a... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107038)

Had great experiences with paypal and paypal credit.

Had great experiences with paypal and paypal credit. When I purchased somethjng and it didn't arrive the process was easy to get a refund. Reviewed on: 25th April 2026

Great safe and easy service to use for any transaction.

Great safe and easy service to use for any transaction. Reviewed on: 25th April 2026

I have highest trust on Paypal payments for online s...

I have highest trust on Paypal payments for online shopping. Reviewed on: 25th April 2026

More confidence and trustworthy when paying through...

More confidence and trustworthy when paying through pay pal Reviewed on: 25th April 2026

Generally speaking it works well.

Generally speaking it works well. I would like to see a lower APR Reviewed on: 25th April 2026

Just find the direct debit situation a bit poor

Just find the direct debit situation a bit poor Reviewed on: 25th April 2026

I have been using for PayPal for a long time and it’...

I have been using for PayPal for a long time and it’s really good Reviewed on: 25th April 2026

Very good no issue at all with them

Very good no issue at all with them Reviewed on: 25th April 2026

It is very easy to use and makes it easier...

It is very easy to use and makes it easier for cashflow Reviewed on: 25th April 2026

Well done PayPal

LIKE PAYPAL BECAUSE IT IS A SAFE AND STABLE FINANCIAL SERVICE PLATFORM Reviewed on: 25th April 2026

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