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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Simplicity, ease and speed.

Simplicity, ease and speed. If only all platforms were like this. Reviewed on: 7th July 2026

I use PayPal credit because it’s fast efficient and...

I use PayPal credit because it’s fast efficient and cheap to use Reviewed on: 7th July 2026

Let’s you manage your finances

PayPal Credit lets you manage your own finances to suit you. The information is always clear and PayPal are simple to contact should you need to. Reviewed on: 7th July 2026

Easy to use service, always been able to purchase i...

Easy to use service, always been able to purchase items. Reviewed on: 7th July 2026

Excellent service and reliable for transferring money.

Excellent service and reliable for transferring money. Reviewed on: 7th July 2026

Always easy to navigate.

Always easy to navigate. Excellent service Reviewed on: 7th July 2026

I’ve been using PayPal for a long time, and it’s bee...

I’ve been using PayPal for a long time, and it’s been a reliable and convenient way to send and receive money. The app is easy to use, transactions are usually quick, and I appreciate the extra layer of security when shopping online. Customer support has been helpful whenever I’ve needed assistance. Overall, PayPal is a trusted payment service that makes online payments simple and secure. Reviewed on: 7th July 2026

Just a great way to stay safe whilst paying online.

Just a great way to stay safe whilst paying online. Accepted everywhere, especially now there is the credit card also. Easy to use. Gives you peace of mind you are protected. Reviewed on: 7th July 2026

Safe and efficient.

I often use PayPal, it is a very safe trustworthy company when I buy online, I know that I am safe from being scammed and my rights are protected. So I am very confident using their service. So easy to use! Reviewed on: 7th July 2026

Worth it

Best thing is to use paypal is pay in 3 Reviewed on: 7th July 2026

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