Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177965 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177973)

Simple and straightforward easy to use feel protected

Simple and straightforward easy to use feel protected Reviewed on: 7th July 2026

Not one bad experience in 16 years

Pretty much raised using this app, an essential for those that dont want to share their card details. Pp credit has been a godsend for me saving me from a financial crisis with a fair interest rate Reviewed on: 7th July 2026

Paypal on line.

PayPal are very easy to help you deal with your money also helpful in dealing if you have a dispute with any company you have purchased from, highly recommend PayPal. Reviewed on: 7th July 2026

PayPal is good for when I don’t have enough money

PayPal is good for when I don’t have enough money Reviewed on: 7th July 2026

Always easy to work with.

Always easy to work with. Great experience. 5 ***** Reviewed on: 7th July 2026

Never had any problems at all.

Never had any problems at all. Great work. Reviewed on: 7th July 2026

Fast transactions,excellent interest rates.

Fast transactions,excellent interest rates. All perfect. Reviewed on: 7th July 2026

Very convinient.

Very convinient. App is very easy to navigate. Reviewed on: 7th July 2026

Just perfect when ever I need help there’s always s...

Just perfect when ever I need help there’s always someone to help Reviewed on: 7th July 2026

Extending interest free period would be beneficial

Interest free period for larger purchases should offer a longer term Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3848 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98889 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub