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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181155)

PayPal for the people

5
It’s the best experience when you pay with confidence using PayPal as a well established app. Reviewed on: 7th July 2026
MohammedA's avatar
MohammedA

It's a good credit card with benefits but customer s...

4
It's a good credit card with benefits but customer service is very poor in my experience. Reviewed on: 7th July 2026
Michael W's avatar
Michael W

Easy to use

4
Never had any issues and was easy to use Reviewed on: 7th July 2026
Sarah m's avatar
Sarah m

Secure payments

5
I find PayPal to be reliable and secure but it’s not easy to contact someone if I need help Reviewed on: 7th July 2026
DG's avatar
DG

PayPal easy banking

5
Never had an issue that couldn't be resolved Reviewed on: 7th July 2026
Andy T's avatar
Andy T

Have used Paypal for as long as I can remember....

5
Have used Paypal for as long as I can remember, customer service has always been excelent and the services they have provided are always top notch. Reviewed on: 7th July 2026
JD's avatar
JD

quick online payments

5
Easy and friendly online transactions for your purchases and money transfers.. Reviewed on: 7th July 2026
PeeCee Xaviour's avatar
PeeCee Xaviour

PayPal Credit is a wonderful additional financial to...

5
PayPal Credit is a wonderful additional financial tool when I need it most. I can have the things I need and pay in four payments without interest but if I need to to extend this I can and only pay a reasonable small monthly payment. Reviewed on: 7th July 2026
Anne B's avatar
Anne B

quick online payments

5
Easy and friendly online transactions for your purchases and money transfers.. Reviewed on: 7th July 2026
PeeCee Xaviour's avatar
PeeCee Xaviour

Great service , easy to use and interest free which...

5
Great service , easy to use and interest free which is great Reviewed on: 7th July 2026
John P's avatar
John P

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