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PayPal: PayPal Credit reviews

4.73
Based on 178,033 reviews, last reviewed 12th Jul 2026
892% increase in 5 star reviews
in the past 90 days
828% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026
Lana 's avatar
Lana

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026
NC's avatar
NC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178111)

Easy and well thought out system

5
Easy and well thought out system Reviewed on: 7th July 2026

The best

5
Easy to use and simple to understand, great experience Reviewed on: 7th July 2026

Easy to navigate.

4
Available when needed, easy a acxezi, easy to navigate. Reviewed on: 7th July 2026

The simplicity, safety and ease of use are very valu...

5
The simplicity, safety and ease of use are very valuable to me. I recommend PayPal to anyone. Reviewed on: 7th July 2026

Easy to use and used by many retailers.

5
Easy to use and used by many retailers. The pay in 3 is a life saver Reviewed on: 7th July 2026

Paypal The First.

5
Paypal arehep me many times when I have needs to get something Reviewed on: 7th July 2026

Great all round

5
I frequently use PayPal pay later service which is so clear and simple to use. When I have had questions about payments their chat feature in app has always helped Reviewed on: 7th July 2026

PayPal is a secure way to pay for goods and services...

5
PayPal is a secure way to pay for goods and services with the choice of making a full payment, installments or credit payments Reviewed on: 7th July 2026

Paypal is the most efficient reliable best customer...

5
Paypal is the most efficient reliable best customer services and protection for our transactions. Reviewed on: 7th July 2026

Easy pay, easy access to app.

5
Easy pay, easy access to app. God customer service Reviewed on: 7th July 2026

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