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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107138 reviews)

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4.90

Based on 107,138 reviews, last reviewed 14th May 2026

2597050% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

0% credit for 4 months means I can spread a purchase... 0% credit for 4 months means I can spread a purchase over a 4 month period without being charged interest unlike my credit card that once my fixed 0% ... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107138)

Excellent method to pay ,easy and helpful, secure pa...

Excellent method to pay ,easy and helpful, secure payment Reviewed on: 26th April 2026

Very good experience would recommend to everyone

Very good experience would recommend to everyone Reviewed on: 25th April 2026

Very good experience with paypal

Very good experience with paypal Reviewed on: 25th April 2026

No thank you

Pointless to do that, not likely to change Reviewed on: 25th April 2026

Its easy to do transactions on paypal and pay later...

Its easy to do transactions on paypal and pay later option is very useful Reviewed on: 25th April 2026

Really easy to use, safe and secure, lots of options.

Really easy to use, safe and secure, lots of options. Reviewed on: 25th April 2026

I find paypal credit easy to use, havent had any iss...

I find paypal credit easy to use, havent had any issues with it, love that i can place my waterstone preorders using PayPal credit, so i dont have to remember to make sure there money in my account, and then pay it off once i receive it! Reviewed on: 25th April 2026

I amusing PayPal very long time , this is really hel...

I amusing PayPal very long time , this is really helpful Reviewed on: 25th April 2026

Excellent overall.

Excellent overall.never had any issues that PayPal haven’t been able to resolve in my best interest. My Go to credit company. Reviewed on: 25th April 2026

Easy and brilliant

Was easy to apply for. All relevant information was provided. The customer service was great too Reviewed on: 25th April 2026

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