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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107168 reviews)

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4.90

Based on 107,168 reviews, last reviewed 14th May 2026

2598500% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have a good experience to use it , it is very easy... I have a good experience to use it , it is very easy to use Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107168)

I love paypal credit, it gives me confidence in usin...

I love paypal credit, it gives me confidence in using the card. I would definately recommend to my friends and family Reviewed on: 26th April 2026

Can always rely on them for great service.

Can always rely on them for great service. Reviewed on: 26th April 2026

Pay pal fonance

Simple and easy to apply. Found goods I required interest free pay pal credit was an option. No brainier but to apply and was accepted on line. Reviewed on: 26th April 2026

quick and easy use, small interest rate

quick and easy use, small interest rate Reviewed on: 26th April 2026

I’ve had nothing but good experience and plain saili...

I’ve had nothing but good experience and plain sailing with PayPal credit highly recommend Reviewed on: 26th April 2026

Perfect when needed

Perfect when needed can do with an increase on the amount. Reviewed on: 26th April 2026

Easy to use wick decisions & great borrowing

Easy to use wick decisions & great borrowing Reviewed on: 26th April 2026

Excellent experience and good customer service

Excellent experience and good customer service Reviewed on: 26th April 2026

Happy with service

Never had any issues with PayPal, an excellent service Reviewed on: 26th April 2026

Flexible and fantastic offers

Paypal makes it so easy for me to buy things without having to spend it all that same month. The 0% interest for 4 months is such a good offer and now points are accrued and turned into money you can actually spend. I honestly don’t know what I’d do without Paypal credit it provides me so much flexibility! Reviewed on: 26th April 2026

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