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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178138 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178142)

PayPal credit best choice.

PayPal credit it is a big help. I Have used for couple of years now and save me a lot of money.Thank you PayPal Reviewed on: 7th July 2026

No charges and consumer protection.

I use Paypal Credit all the time - 0% for 4 months on purchases over £100 and s75 protection - it seems a total no brainer to me. Reviewed on: 7th July 2026

I Been using PayPal for several years it’s great nev...

I Been using PayPal for several years it’s great never had any problem Reviewed on: 7th July 2026

Loving the long credit period and physical as well a...

Loving the long credit period and physical as well as e card. Would like to see a payment dd option where you can just pay everying but the long credit items . Also would like to see a joint card option. Reviewed on: 7th July 2026

Always great experience with PayPal

Always great experience with PayPal Simple to set up safe and secure Reviewed on: 7th July 2026

PayPal Credit is convenient and easy to use

I find PayPal Credit to be a very easy to use service with reasonable value and responsive customer service. I have used their credit for a few years now and it has always been a convenient option Reviewed on: 7th July 2026

Paypal has helped me with bigger purchases and give...

Paypal has helped me with bigger purchases and give move time to pay back Reviewed on: 7th July 2026

Very easy, straight forward and fast

The process is very easy, straight forward and fast Reviewed on: 7th July 2026

All good apart from ease of changing direct debit date.

All good apart from ease of changing direct debit date. Wish interest was lower. Reviewed on: 7th July 2026

Generally a great time, good app

Generally a great time, good app Reviewed on: 7th July 2026

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