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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107207 reviews)

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4.90

Based on 107,208 reviews, last reviewed 14th May 2026

2600300% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best finance provider Paypal has been really helpful during times of need. It’s easy to use and timeline to payoff is also satisfactory. Better than the usual credit card p... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107208)

Easiest & most flexible payment option.

Easy platform to use & available to use at almost all stores so very flexible.Never had a problem with it. Reviewed on: 26th April 2026

great app

Pay pal is easy to use and helps me when I am short of money Reviewed on: 26th April 2026

interface is not clear.

interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much so i bately use it. Reviewed on: 26th April 2026

Peace of mind

I love using PayPal has it gives me peace of mind on everything I purchase Reviewed on: 26th April 2026

Speedy efficient and easy to use.

Speedy efficient and easy to use. I have found PayPals pay in 4 good for spreading large payments over a few months.. I recently took the virtual card too which has been a useful addition to my digital wallet. Reviewed on: 26th April 2026

So easy to manage it’s great thanks PayPal

So easy to manage it’s great thanks PayPal Reviewed on: 26th April 2026

I had you trouble with shopping and always PayPal su...

I had you trouble with shopping and always PayPal supporting me refund me the money always I feel safe with PayPal Reviewed on: 26th April 2026

Great service

PayPal is so easy and convenient to use. Reviewed on: 26th April 2026

Always manage to help me if anything is not clear...

Always manage to help me if anything is not clear Reviewed on: 26th April 2026

All good Paypal

All good Paypal. very helpful when needed a bit of flexibility. Reviewed on: 26th April 2026

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