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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178153 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178153)

First trusted payment platform

I can't even remember how long ago I started using PayPal but I know it was the first trusted payment platform and since then I've used all they different features including credit and never had a bad experience. Reviewed on: 7th July 2026

PayPal is Good

I use PayPal alot. Quick and easy to use. Reviewed on: 7th July 2026

very happy

Been with them for years no problems very happy Reviewed on: 7th July 2026

Great services, easy to operate and best companion i...

Great services, easy to operate and best companion in hard times. Reviewed on: 7th July 2026

PayPal makes paying easy

PayPal is so easily set up, it makes my payments simple.they offer a range of payment options.an easy app brilliant. Reviewed on: 7th July 2026

Highly recommend great services

Very much convenient and easy to use Reviewed on: 7th July 2026

Zero percent four four months is a great offer.

Zero percent four four months is a great offer. Easy to use would recommend Reviewed on: 7th July 2026

The best monetary organisation to get financial supp...

The best monetary organisation to get financial support when needed Reviewed on: 7th July 2026

Easy straight forward , but statements bit opaque no...

Easy straight forward , but statements bit opaque not easy to understand plus charges but dodgy. Reviewed on: 7th July 2026

Very helpful

Quick and simple to use until next payday no interest even better saves big payout Reviewed on: 7th July 2026

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