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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Excellent products and services ,easy to deal with

Excellent products and services ,easy to deal with Reviewed on: 7th July 2026

PayPal Credit is universal and excellent payment man...

PayPal Credit is universal and excellent payment management. Reviewed on: 7th July 2026

Really easy to use no confusing language

Really easy to use no confusing language Reviewed on: 7th July 2026

Anytime I have a problem rectified with good speed

Anytime I have a problem rectified with good speed Reviewed on: 7th July 2026

I find PayPal helpful easy and now flexible to use.

I find PayPal helpful easy and now flexible to use. Any issues I’ve had PayPal staff have resolved there and then no calling back or passing on Reviewed on: 7th July 2026

Pay Pal service

I Have always had Pay Pal never let me dowm, everyone takes it, and Pay pal look after the custpomer first if you have a problem with an item you have purchased if faulty and you dont get support form the retailer Reviewed on: 7th July 2026

Seemless experience.

Seemless experience. PayPal and s always there just when I need it Reviewed on: 7th July 2026

Honestly been great so far , I used it for years now...

Honestly been great so far , I used it for years now and loving it Reviewed on: 7th July 2026

been a customer for years and they have been am...

Have been a customer for years and they have been amazing even when I needed a refund from a retailer who I was having difficulty with PayPal took over for me and got my money back quickly would highly recommend them and already have my best friend is now a customer Reviewed on: 7th July 2026

A fantastic service.

A fantastic service. Would recommend to everyone! Reviewed on: 7th July 2026

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