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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178165 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178171)

PayPal fantastic

Excellent and easy to use never had an issue. And can use it in most places nowadays which is extremely convenient Reviewed on: 7th July 2026

So easy!!

Instant action. safe & secure. Simple on line transaction. Reviewed on: 7th July 2026

Always had a positive experience with PayPal

Always had a positive experience with PayPal Reviewed on: 7th July 2026

Great services

I have been with PayPal for several years. I find PayPal very professional & always ready to help with any problems. I think the pay in 3 option is a great thing as it helps you by bigger items you cant afford right away, over 3 smaller monthly payments Reviewed on: 7th July 2026

You’re okay, I find it hard to access what I...

You’re okay, I find it hard to access what I need Reviewed on: 7th July 2026

Used PayPal for years.

Used PayPal for years. They have always been a good quality service. No problems. A convenient payment system. Reviewed on: 7th July 2026

Simple to use, easy to understand

Simple to use, easy to understand Reviewed on: 7th July 2026

Ease of using PayPal during purchase

Ease of using PayPal during purchase Reviewed on: 7th July 2026

I’ve had a very positive experience using PayPal Cre...

I’ve had a very positive experience using PayPal Credit. The application process was simple, payments are easy to manage, and everything has been clear and straightforward. I appreciate the flexibility it offers for larger purchases, and the service has always been reliable. Overall, I’m very satisfied and would happily recommend PayPal Credit to friends and family. Reviewed on: 7th July 2026

Very easy to use and well integrated into many payme...

Very easy to use and well integrated into many payment workflows. Easy to review and keep track of payments. great resolution center if you have issues. Reviewed on: 7th July 2026

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