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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to use to pay for online purchases

Easy to use to pay for online purchases Reviewed on: 7th July 2026

Using pay pal is always a smooth transaction , has l...

Using pay pal is always a smooth transaction , has lots of convenient payment options and feels safe and secure Reviewed on: 7th July 2026

Was easy

Was easy to apply and straight forward Reviewed on: 7th July 2026

Heroes for being helpful

When thing went wrong with a transaction PayPal was really helpful and did everything to help sort it out for me they go far and beyond to help me and they are also very good on the phone when talking to me kept me calm when I get upset Reviewed on: 7th July 2026

paypal is so easy to use and over the years has gott...

paypal is so easy to use and over the years has gotten better by expanding on how and where you can use it which is so much more convenient. I practically use it all the time now for every purchase. Reviewed on: 7th July 2026

Very reliable payment transaction platform.

Very reliable payment transaction platform. Reviewed on: 7th July 2026

Highly recommend!

I've had my account for 10 years, and that I have the physical card it's an even better platform to use. The option to breakdown large purchases into for payments with no interest will be useful for many people. Reviewed on: 7th July 2026

Handy for quick purchases.

Handy for quick purchases and easy to pay off methods with the 0% interest. This is useful when it’s approaching the end of the month for struggling mums! Reviewed on: 7th July 2026

Great flexibility in terms of allowing me to budget...

Great flexibility in terms of allowing me to budget for holidays & items I want to spend the cost. Reviewed on: 7th July 2026

Customer service is always helpful

Customer service is always helpful Reviewed on: 7th July 2026

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