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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178189 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178207)

Easy to use and helpful Customer service when I need...

Easy to use and helpful Customer service when I needed help after a payment overlap. They sorted it for me. Reviewed on: 7th July 2026

.PayPal credit services

I have PayPal credit for quite a while now and they have been always great. Reviewed on: 7th July 2026

Faultless service Always.

Faultless service Always. Safest way to shop online Reviewed on: 7th July 2026

I have a had a very good experience using PayPal and...

I have a had a very good experience using PayPal and only had 1 or 2 problems in the 6 years of using them for checking out, and sending money to relatives. Reviewed on: 7th July 2026

Smooth, Secure - Sorted!

Fast, secure, and ridiculously easy to use. Payments land instantly, the app is clean, and buyer protection actually does what it promises. Linking cards, getting refunds, and tracking transactions feels effortless — a solid, trustworthy platform that makes online payments simple! Reviewed on: 7th July 2026

Credit card added to apply pay very good

Credit card added to apply pay very good Reviewed on: 7th July 2026

Allows me to make credit work as a tool.

Allows me to make credit work as a tool. Rather than just a debt. Managing money assets and credit. Reviewed on: 7th July 2026

Great short term credit

Paypals 0% interest over 4 months for anything over £100 is a great way to spread small spends. Reviewed on: 7th July 2026

Very easy to use.

Very easy to use. The app has great interface. I have used PayPal for many years and never had any issues. Offers many protections and fair rates. Easy to pay off extra when required. Reviewed on: 7th July 2026

My experience is very good and helpfull for me I per...

My experience is very good and helpfull for me I perched lots my things for my self and my home Reviewed on: 7th July 2026

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