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PayPal: PayPal Credit reviews

4.90
Based on 107,295 reviews, last reviewed 14th May 2026
2604200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service... I've never used credit, just a payment service, the only thing I can fault is now it's difficult to withdraw a positive balance Reviewed on: 14th May 2026
Adam P's avatar
Adam P

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107295)

Good to have it as an option and no interest after a...

5
Good to have it as an option and no interest after a long time Reviewed on: 26th April 2026

Always there to help - easy to use app and I use Pay...

5
Always there to help - easy to use app and I use PayPal for all my purchases excellent service all round Reviewed on: 26th April 2026

PayPal Credit makes it easy to purchase online

5
PayPal Credit makes it easy to purchase online Reviewed on: 26th April 2026

Never had any problems with PayPal absolutely excell...

5
Never had any problems with PayPal absolutely excellent service Reviewed on: 26th April 2026

PayPal is genius!

5
I will always choose PayPal for most of my purchases as I feel my money is protected and the app is easy to follow keeping me updated on what I have spent and owe. The points are a little extra bonus too!! Reviewed on: 26th April 2026

Paypal Credit for all

5
I have had great experence with Paypal Credit and had it for a while now. It is super convenient when I want to spread out payments, get more time to pay and everything is clearly laid out so I always know what I owe. It has become one of my favourite way to manage phrchases. Reviewed on: 26th April 2026

Happy Chappy

5
I have always been happy with the service I get from Pay Pal Reviewed on: 26th April 2026

Great value for money.

4
Great value for money. I highly recommend their service. Reviewed on: 26th April 2026

Always been good.

4
Always been good. Any issues and the team are very helpful Reviewed on: 26th April 2026

No complaints at all

5
No complaints at all very handy when wanting to spread payments Reviewed on: 26th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review