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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178308 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178336)

Excellent customer service delivery all the time.

Excellent customer service delivery all the time. They always tried to resolve your issue at first point of call Reviewed on: 7th July 2026

I trust to use the PayPal App for my purchases Beca...

I trust to use the PayPal App for my purchases Because I feel much safer. Using the PayPal app give me a peace of mind, and help me financially to spread the cost over time. Reviewed on: 7th July 2026

Best solution for paying online

Really useful for online payments and managing your money. Accepted in so so many places now. Reviewed on: 7th July 2026

Good finance options, helped me alot

Good finance options, helped me alot Reviewed on: 7th July 2026

Not bad can be better experience

Not bad can be better experience Reviewed on: 7th July 2026

I have used PayPal credit for years and it has helpe...

I have used PayPal credit for years and it has helped me with many purchases. Reviewed on: 7th July 2026

Excellent service.

It's very good. Easy to access credit when needed. Good customer service. Handles complaints quickly. Reviewed on: 7th July 2026

I have had no problems with Paypal credit I think it...

I have had no problems with Paypal credit I think it is a great service good communication and good customer service Reviewed on: 7th July 2026

PayPal credit is well organised and they have good c...

PayPal credit is well organised and they have good customer service. I have used it on few occasions and it turns out to be very good. Reviewed on: 7th July 2026

PayPal is the safest way to pay

PayPal is a very convenient and safe way to pay for on line purchases.PayPal credit is great for short term loans providing help when finances are squeezed. Very handy when waiting for payments or wages to land. Reviewed on: 7th July 2026

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