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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181155)

Great service from Paypal

5
Great service from Paypal with options on how to pay including interest free and good customer service Reviewed on: 7th July 2026
W L's avatar
W L

Interest-free, short term and manageable.

5
Knowing that it's important to not be in debt, sometimes life gets in the way. This is when pay in 3 is a manageable middle ground that allows you to pay for something that is necessary at the time, in manageable chunks and interest-free. Reviewed on: 7th July 2026
AC's avatar
AC

My money is safe!

5
Feel that my purchases and therefore my money is in safe hands! Never hesitate to use PayPal, always my go to way of paying. Reviewed on: 7th July 2026
Catherine B's avatar
Catherine B

Always revolve issues with suppliers ..

5
When i have had issues with suppliers they have helped resolve things. Even at one point giving me compensation when not being able to get my money back from the seller Reviewed on: 7th July 2026
Carol D's avatar
Carol D

Always there to help pay

5
Always there to help pay in full or spread over 3 months which is often helpful for larger items with no extra cost to me. Reviewed on: 7th July 2026
Jeanette C's avatar
Jeanette C

PayPal is great they are safe ...

5
PayPal is great they are safe with your money on any transaction you fell comfortably doing all your byeing with guarantees Reviewed on: 7th July 2026
Stephen W's avatar
Stephen W

Everything time i use PayPal it always goes nice and...

5
Everything time i use PayPal it always goes nice and smooth which is what you need for today Reviewed on: 7th July 2026
Paul h's avatar
Paul h

Very good value,reasonable interest rates.

5
Very good value,reasonable interest rates. Reviewed on: 7th July 2026
Stephen M's avatar
Stephen M

PayPal Credit gives choice and flexibility

5
PayPal Credit gives choice and flexibility but is also safe - which has proved invaluable on more than one occasion for us. Reviewed on: 7th July 2026
Warren W's avatar
Warren W

Using PayPal years and I am so happy with them

5
Using PayPal years and I am so happy with them Reviewed on: 7th July 2026
Dominik B's avatar
Dominik B

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