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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107312 reviews)

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4.90

Based on 107,312 reviews, last reviewed 15th May 2026

2604900% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit has been really useful for spreading t... PayPal Credit has been really useful for spreading the cost of purchases without needing a traditional credit card. The application process was quick,... Read more Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107312)

Simple to use and I really like that I earn points.

Simple to use and I really like that I earn points. Reviewed on: 26th April 2026

Great all round app

Great all round app.So easy to use. Transfers in seconds Reviewed on: 26th April 2026

Have not had any bad experiences

Have not had any bad experiences Reviewed on: 26th April 2026

PayPal Credit

PayPal Credit has come in handy a lot of times. I find it really helpful given that I use PayPal for most of my payments. Reviewed on: 26th April 2026

I Always use PayPal, since they started with eBay an...

I Always use PayPal, since they started with eBay and never let me down, had problems with buyers but PayPal always helped me with problem’s and since then I know my money are safe while using PayPal Reviewed on: 26th April 2026

I have been using PayPal for past 8 years and I have...

I have been using PayPal for past 8 years and I have the flexibility to pay for my purchase over 4 months 0 % APR Reviewed on: 26th April 2026

Easy to set up and manage.

Easy to set up and manage. You can set everything up to copy your own preferences Reviewed on: 26th April 2026

Cost spreading

Good to use, with the ability to do pay 3 as well as spread the cost Reviewed on: 26th April 2026

Security payment system

I have been using PayPal for years, security, good support when you need. Reviewed on: 26th April 2026

The most efficient, safe and secure me...

PayPal is an extremely efficient, safe and secure method of payment with an excellent team on hand to support you with any queries or issues. I would not use any other payment method and with offering various options to pay, their service is second to none. Reviewed on: 26th April 2026

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