Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178443 reviews)

View other PayPal products

4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (178443)

reliable, easy to use.

reliable, easy to use. lots of options on the app and used by many retailers Reviewed on: 7th July 2026

Great service I would definitely recommend to family...

Great service I would definitely recommend to family and friends Reviewed on: 7th July 2026

Secure way to pay

I've had a great experience using PayPal. It's quick, secure, and makes paying for purchases online incredibly easy. I appreciate the added buyer protection, which gives me confidence when shopping, and sending or receiving money is simple and hassle-free. The app is straightforward to use, transactions are fast, and I've always found it to be a reliable payment method. Overall, a convenient and trustworthy service that I use regularly. Reviewed on: 7th July 2026

PayPal is very helpful financially and supportive wi...

PayPal is very helpful financially and supportive with little interest or none at all in terms of promotional. Reviewed on: 7th July 2026

It’s very easy to use and offers great ways to manag...

It’s very easy to use and offers great ways to manage your money with the three payments over three months for example. Reviewed on: 7th July 2026

Flexible and secure

PayPal gives the the flexibility to purchase and makes payment options within my budget and have the extra security of protection from fraud Reviewed on: 7th July 2026

I’ve had a great experience with PayPal Credit.

I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, and managing my account has been simple. Payments are easy to make, and I appreciate the flexibility it offers when making larger purchases. The app and website are user-friendly, and everything is clear and easy to understand. Overall, I’ve found PayPal Credit to be reliable and convenient, and I’d happily recommend it to others looking for a flexible payment option. Reviewed on: 7th July 2026

The terms are clear and was very easy for me to get...

The terms are clear and was very easy for me to get credit Reviewed on: 7th July 2026

Very good service,

Very good service, happy to help when calling for any reason and having a good limit you can use whenever needed. Reviewed on: 7th July 2026

10/10 customers service.

10/10 customers service. Would recommend Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.71 from 3849 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 99234 reviews
Payments
from PayPal 4.71 from 3849 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub