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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178476 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178489)

Good experience.

Good experience. Great to barrow money Reviewed on: 7th July 2026

Safe and secure

Bean a godsend very helpful money is safe and the service is exelent Reviewed on: 7th July 2026

PayPal is very secure online payment and easily to u...

PayPal is very secure online payment and easily to use in online. Reviewed on: 7th July 2026

Prefer PayPal as payment method

It’s easy and very quick to make a payment. I always prefer to select PayPal for payments which is more secured and trusted than any other payments method, Reviewed on: 7th July 2026

I have been using PayPal credit for a while now and...

I have been using PayPal credit for a while now and it’s been great Reviewed on: 7th July 2026

Paypal is best

Good service at all times. Very handy when in need Reviewed on: 7th July 2026

PayPal buyer protection is worthless

PayPal failed to protect my purchase for a fake item from the brand Chanel after I fount out when I took the item to Chanel repair and their intellectual property team confirm the item purchased using PayPal platform was not genuine. PayPal refuse to refund me. Buyer protection is not worth the paper it printed on Reviewed on: 7th July 2026

No help whatsoever over the new PayPal Mastercard Cr...

No help whatsoever over the new PayPal Mastercard Credit card blocked transactions due to apparently security?? Ruined my first experience after accepting the card and embarrassing me on a payment refused because all of a sudden not set up on PayPal end. Very dissatisfied. Reviewed on: 7th July 2026

Best Customer Service and support

Best Customer Service and support Reviewed on: 7th July 2026

Excellent customer service and great services.

I have spoken to their customer service regarding an I had and the person I spoke with was very patient, polite and was able to resolve the issue in no time. I was really happy. Reviewed on: 7th July 2026

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