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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal a must

Easy app to navigate. Purchasing made easy and safe. 0% credit options valuable for larger purchases are great. Reviewed on: 7th July 2026

Safe, simple and economic

PayPal are the only payment method I trust for all my online purchasing. The ability to spread the payments is very helpful and the process is quick and simple. They provide safe, economic solutions to all online purchasing. Reviewed on: 7th July 2026

Easy Credit

If like me you are on a limited budget then PayPal credit is excellent for purchases just a little more than you'd be happy paying all in one go and the interest free option is ideal Reviewed on: 7th July 2026

Generally good experience., good security

Generally good experience. Doesn’t seem to remember me on devices but security is hood Reviewed on: 7th July 2026

Excellent customer service.

Excellent customer service. Very quick and easy to use with pay in 3. With payment reminders and credit that is available when needed. Reviewed on: 7th July 2026

Purchases are always safe. Fast and secure

Purchases alwaya safe. Knowing you have Palpay behind you Reviewed on: 7th July 2026

Easy to use always customer support available if any...

Easy to use always customer support available if any issues easily accessible highly recommend Reviewed on: 7th July 2026

PayPal credit review

Very good, easy to use, reliable, would recommend, doesn’t take too long to set up and easy to borrow more when needed. Interest free for 4 months is good and means I would more likely use this than anything else Reviewed on: 7th July 2026

Simple safe and convenient

Very good and makes purchasing items online safe and simple with the convenience of buy now pay over 4 months interest free . Reviewed on: 7th July 2026

It is very convenient.

It is very convenient. PayPal is reliable, if any issue with transactions, they are very efficient. Reviewed on: 7th July 2026

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