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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107331 reviews)

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4.90

Based on 107,331 reviews, last reviewed 15th May 2026

2605750% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good company with good values in my opinion. Good company with good values in my opinion.i would suggest PayPal to my friends and family with eyes wide shut.with some things you can't put a price... Read more Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107331)

Game winner: 4 month interest free

Paypal credit and the physical credit card are great alternatives to finance. 4 months to cancel your credit with no fees or interest! Reviewed on: 26th April 2026

It’s so easy and convenient to use.

It’s so easy and convenient to use. Love to know there’s money there whenever you need it for special treats or emergencies. never had any cause to use customer service yet Reviewed on: 26th April 2026

Fair and safe way to make online purchases- takes th...

Fair and safe way to make online purchases- takes the worry away Reviewed on: 26th April 2026

Convenient and easy

I’ve been using PayPal for years and find their credit option not only very accessible, but easy to use, and incredibly convenient, as you can see everything from the app, and pay in app too! Reviewed on: 26th April 2026

Lots off flexible payment options and widely availab...

Lots off flexible payment options and widely available to use- super easy and convenient. Reviewed on: 26th April 2026

It’s so easy to make/receive payments.

It’s so easy to make/receive payments. I always know where I am with my account. So much so I never have to contact customer support. Reviewed on: 26th April 2026

PayPal - Simply the Best

I've used PayPal for many years now and have never had an issue. They provide the most useful financial products out there, and a safe platform to transact online. Customer service/care is second to none and I always feel like they're on my side. Reviewed on: 26th April 2026

Never had any issues with PayPal great service

Never had any issues with PayPal great service Reviewed on: 26th April 2026

Great experience

Flexible and easy to use. The mobile phone usage does give greater control. Reviewed on: 26th April 2026

Has always been efficient.

Has always been efficient. App is also easy to use. Help is also good Reviewed on: 26th April 2026

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