Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 178,476 reviews, last reviewed 13th Jul 2026
770% increase in 5 star reviews
in the past 90 days
776% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026
Bryan G's avatar
Bryan G

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026
Robert 's avatar
Robert

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178657)

I used PayPal for several years and I’m happy with t...

5
I used PayPal for several years and I’m happy with the service. Using it to pay for my shopping and to send money to family. Easy and quick to use Reviewed on: 7th July 2026

Excellent value

5
Excellent value provided as a secure transaction service that we can use as an alternative to sharing our credit or debit card details. In addition we receive points and interest free credit in larger spends. Reviewed on: 7th July 2026

Affordable and accessible credit

5
Paypal credit is a service that high street banks failed to provide to the human kind. Reviewed on: 7th July 2026

PayPal the people's bank

5
Ever time I've used PayPal it's been hassle free Reviewed on: 7th July 2026

Paypal was there when I needed them.

5
Paypal has been great for me through some hard times. Reviewed on: 7th July 2026

I've never had any problems with paypal.

5
I've never had any problems with paypal.If I haven't had my items delivered paypal put the money back into my account Reviewed on: 7th July 2026

PayPal is amazing I have been using them for over 15...

5
PayPal is amazing I have been using them for over 15y ears and they have always solved my issues with buyers Reviewed on: 7th July 2026

PayPal has excellent user experiences overall

5
PayPal has excellent user experiences both in app and web browser. Also, the customer service is top notch in understanding any issues and is quick to resolve them within the timeframe of the phone call or chat with them. Payments to vendors offering PayPal feels secure and I feel assured that my payment is safe lest any fraud happens. It is easy to trust when PayPal is offersd for buyers and sellers as well, through other reputable e-commerce platforms when PayPal is on offer. Reviewed on: 7th July 2026

A reliable service you can trust

5
I have been using PayPal for many years now and it has always proven as a reliable payment provider. From managing my everyday transfers and payments to helping me afford those little things that make life truly worth it, via their Paypal Credit offering with 0% interest for the first 4 months. I come back to Paypal every time when i look to make my purchases or money transfers. A reliable service with great customer support. Reviewed on: 7th July 2026

reliable and convenient

4
It’s reliable and convenient at all times Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 99364 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3848 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
    View all products