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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Good if you need to purchace more expensive items as...

Good if you need to purchace more expensive items as 0% for 3 months Reviewed on: 7th July 2026

Excellent service customer experience

Excellent service customer experience Reviewed on: 7th July 2026

PayPal is a no fuss, no complications way to pay for...

PayPal is a no fuss, no complications way to pay for stuff. Reviewed on: 7th July 2026

PayPal has been a great help for me.

PayPal has been a great help for me. Reviewed on: 7th July 2026

Great app

Buying easy with credit no money if purchasing out of my current accounts and refunds easily done Reviewed on: 7th July 2026

Excellent Service and Easy to Use

I've had a great experience with PayPal Credit. The application process was quick and straightforward, and it's been really useful for spreading the cost of larger purchases. The online account is easy to manage, payments are simple to make, and everything has been clear and transparent. Overall, it's been a convenient and reliable way to manage my spending, and I'd happily recommend it to others. Reviewed on: 7th July 2026

Excellent Provider

They are accepted in more and more transactions. I find the log in and payment elemenrlts very straightforward and hassle free. Reviewed on: 7th July 2026

I've used PayPal for many many years.

I've used PayPal for many many years. Always provided me with top class service and been totally trustworthy and reliable. Top class and top marks. Reviewed on: 7th July 2026

Very good and smooth service.

Very good and smooth service. Always use paypal Reviewed on: 7th July 2026

I have been with PayPal for a while the service is...

I have been with PayPal for a while, the service is excellent, I have £3000 credit that is available to use at any point in time and make payment on instalments, this has helped me in no small ways in reducing my financial burden. Reviewed on: 7th July 2026

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