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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

User friendly

So easy to use, straightforward, no hidden catches Reviewed on: 7th July 2026

Everything i need is in Paypal.

I've been with Paypal for over 7yrs & i will always use Paypal as my payment as they have never let me down, they have always helped when i've needed them, there CS is Amazing.. Reviewed on: 7th July 2026

Always reliable service,the perfect trustworthy company

Always reliable service,the perfect trustworthy company Reviewed on: 7th July 2026

Fast and easy.

Fast and easy. Never had a problem Reviewed on: 7th July 2026

Very easy to use.

Very easy to use. Clear information when payment is due and the amount to pay. Options to pay. Customer service is excellent in setting up direct debit. Reviewed on: 7th July 2026

love the service never let me down

love the service never let me down Reviewed on: 7th July 2026

Reliable safe and trustworthy.

Reliable safe and trustworthy. I always go to PayPal where possible because I know it’ll be safe Reviewed on: 7th July 2026

I try to use PayPal anytime I buy online.

I try to use PayPal anytime I buy online. I always feel secure when I'm using it. Reviewed on: 7th July 2026

Have had the account for some time and i have only h...

Have had the account for some time and i have only have great customer service experience that is one of the main reasons for still keep in it Reviewed on: 7th July 2026

The best way to pay

It is very convenient and very accessible, and anyone can easily use it, and it is very safe. Reviewed on: 7th July 2026

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