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PayPal: PayPal Credit reviews

4.90
Based on 107,354 reviews, last reviewed 15th May 2026
2606800% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good its good vghxyb srtvxyvx gys. Good its good vghxyb srtvxyvx gys. Reviewed on: 15th May 2026
haroon tahir 's avatar
haroon tahir

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107354)

Easy to use and always has a good customer service

5
Easy to use and always has a good customer service Reviewed on: 26th April 2026

Great Customer Services

5
It's flawless in how it operates & interacts with me & how much it keeps me in the loop & to me its almost perfect Reviewed on: 26th April 2026

PayPal is secure and easy to use.

5
PayPal is secure and easy to use. It gives peace of mind when purchasing things online. Their credit allowance is fair and their interest free options are friendly. Reviewed on: 26th April 2026

Smooth and easy.

5
Smooth and easy. Very convenient and able to use across many stores. Reviewed on: 26th April 2026

I use paypal pay in 3 as well as the 4 month interes...

5
I use paypal pay in 3 as well as the 4 month interest free facility. It has allowed me to purchase items and spread the cost. I always know where I stand and the process of checking my account is really easy. When I have had a dispute with a supplier paypal has been fairly quick to review my problem and repay my money. Reviewed on: 26th April 2026

Easy and safe

5
Easy to use and simple to understand whats going on Safe online and reliable Reviewed on: 26th April 2026

From personal experience I can honestly say PayPal h...

5
From personal experience I can honestly say PayPal has a customer service team who actually work. Phones are answered. You don’t spend hours or days going around in circles chatting to a bot. The interest free option on spending is a necessity in this present climate as we do need to purchase things without ending up further down a spiralling debt route. There are so many things I couldn’t afford if it wasn’t for PayPal. Reviewed on: 26th April 2026

Security

5
Makes you feel secure when making payments Reviewed on: 26th April 2026

Great and easy to use when wanting to check out quic...

4
Great and easy to use when wanting to check out quickly. Difficulties around customer service and being able to solve issues promptly. Reviewed on: 26th April 2026

I’ve had a PayPal account for many years.

5
I’ve had a PayPal account for many years. I use it as my payment whenever it’s available. I feel much more protected by paying using PayPal. Reviewed on: 26th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review