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PayPal: PayPal Credit reviews

4.90
Based on 107,366 reviews, last reviewed 15th May 2026
2607400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have a very positive experience with PayPal. I have a very positive experience with PayPal. The service is easy to use, secure, and reliable. The transaction always is completed smoothly, and the... Read more Reviewed on: 15th May 2026
Thomas G's avatar
Thomas G

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (107366)

Payday is a great way to purchase those more expensi...

5
Payday is a great way to purchase those more expensive items, pay in 3 or credit, which I use often and pay back monthly on direct debit, best thing ever Reviewed on: 26th April 2026

Paypal: Paypal credit is definitely a great option t...

4
Paypal: Paypal credit is definitely a great option to use credit and when it comes to applying for the credit, im glad it was an easy process to apply and its so convenient to use. Reviewed on: 26th April 2026

Easy and interest free purchases

5
So easy to use and interest free options Reviewed on: 26th April 2026

Recommend

5
Rates are ok , everything very simple in the app. Highly recommend. Reviewed on: 26th April 2026

Using PayPal is easy and trouble free.

5
Using PayPal is easy and trouble free. On the rare occasion I have had a problem with a supplier, PayPal reimburse me without any problem. Reviewed on: 26th April 2026

Your money are safe with PayPal .

5
Your money are safe with PayPal . If you want to buy something use PayPal, I m feel safe all the time when I see I can pay with PayPal because I know if something happens I will get my money back. Reviewed on: 26th April 2026

Easy to use, and easy to pay my balance each...

5
Easy to use, and easy to pay my balance each month Reviewed on: 26th April 2026

there when needed i bye a lot of things

4
there when needed i bye a lot of things Reviewed on: 26th April 2026

Been a really hand when needed.

4
Been a really hand when needed. It has help me do the thing I wouldn't normally be able to Reviewed on: 26th April 2026

Simple and straight forward, just the way I like it.

5
Simple and straight forward, just the way I like it. Reviewed on: 26th April 2026

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