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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Good service

I like it simple easy and interest free Reviewed on: 7th July 2026

PayPal is my go to payment

PayPal is my go to payment, if there isn't a paypal payment on website I don't use the site Reviewed on: 7th July 2026

PayPal credit is brilliant and stress free

PayPal credit is brilliant and stress free Reviewed on: 7th July 2026

Excellent customer service offered.

A knowledgeable customer service person who offered a friendly and prompt service. She was quick to respond to queries and ensured I am happy with her responses and very patient to listen to additional complaints and resolve them. Overall service offered was fantastic. Reviewed on: 7th July 2026

More than 20 years of great service from PayPal

I have used PayPal for over 20 years now, they have helped me with payment disputes, credit arrangement and flexible payment options, all easy to use and understand. Reviewed on: 7th July 2026

All good.

All good. Simple efficient and it works. Reviewed on: 7th July 2026

I love PayPal it’s so easy to use

I love PayPal it’s so easy to pay friend or purchase holidays or items and pay later I can manage my money so much better with PayPal thank you Reviewed on: 7th July 2026

Helpful and good service

Very helpful when there is an issue with items brought help resolve issues Reviewed on: 7th July 2026

Excellent care and service always !

Excellent care and service always ! Reliable!! Reviewed on: 7th July 2026

It’s so easy to use.

It’s so easy to use. If anything goes wrong with what you purchase your guaranteed your money back they fight your case for you Reviewed on: 7th July 2026

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