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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Helps spread the costs

An unrecognised transaction with Uber Eats which I don’t use was reimbursed immediately. It also helps you pay for large purchases and spread the costs. Reviewed on: 7th July 2026

Great long standing service - Paypal has been my met...

Great long standing service - Paypal has been my method for online payment for as long as I have purchased online, safe simple and time saving. Their pay in 3 and credit offerings are fantastic options for buy now and pay later. Reviewed on: 7th July 2026

Smooth, Fast & Uncomplicated

Smooth, Fast and Uncomplicated Transaction. Helped make our Dream Holiday a Reality. Thank You Pay Pal! Reviewed on: 7th July 2026

Always reliable.

Always reliable. I feel safe using PayPal Reviewed on: 7th July 2026

Support for from paypal

Used PayPal plenty and always been good for me in times of need. Reviewed on: 7th July 2026

Convenience at your fingertips

A clear professional service that has been supportive when an occasional problem has occurred Reviewed on: 7th July 2026

Easy to use and secure with no worries if you are sc...

Easy to use and secure with no worries if you are scammed or something doesn't arrive. Reviewed on: 7th July 2026

After my account being hacked for 7 months, PayPal C...

After my account being hacked for 7 months, PayPal Credit refuse to talk to me and keep blocking my Credit Card (Hard Card) from being used in shops and refuse to tell me why and rectify the problem. Reviewed on: 7th July 2026

Great credit in seconds

Never had an issue with PayPal credit. Super easy to setup and easy to pay in. Reviewed on: 7th July 2026

It's really easy to use, I especially enjoy the new...

It's really easy to use, I especially enjoy the new physical and virtual card which allows me to use my card online and in store. No better feature could have been introduced at this time. Reviewed on: 7th July 2026

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