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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,388 reviews, last reviewed 15th May 2026
2608400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have been very satisfied with the overall finance ex... Have been very satisfied with the overall finance experience and ease of use Reviewed on: 15th May 2026
Fahad M's avatar
Fahad M

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107388)

Never had a negative experience.

5
Never had a negative experience. Always been 10/10 Reviewed on: 26th April 2026
Emma r's avatar
Emma r

Very good experience

5
Very good experience, able to save money while being rewarded Reviewed on: 26th April 2026
Nour's avatar
Nour

Great customer support when dealing with unauthorise...

5
Great customer support when dealing with unauthorised transactions and disputes. Reviewed on: 26th April 2026
Zayar H's avatar
Zayar H

Paypal is not only financially beneficial, but it al...

5
Paypal is not only financially beneficial, but it also significantly contributes to the building of your credit score Reviewed on: 26th April 2026
Veronica A's avatar
Veronica A

Excellent service.

5
Have been with PayPal for a number of years and have found the service to be great. Easy and safe way to pay for goods. Help with resolving issues and customer services have been brilliant. I would highly recommend. Reviewed on: 26th April 2026
Belinda Providence's avatar
Belinda Providence

Love it!

5
Love it! Great and convenient service Reviewed on: 26th April 2026
Phil M's avatar
Phil M

Satisfy with thier customer service

5
Paypal is really good and helpfull for me and other customers. Reviewed on: 26th April 2026
Hamza's avatar
Hamza

Convenient and precise anytime I used.

5
Convenient and precise anytime I used. Reviewed on: 26th April 2026
Ishmael Y's avatar
Ishmael Y

Iv had PayPal edit for several years and can’t faul...

5
Iv had PayPal edit for several years and can’t fault them excellent s customer service Reviewed on: 26th April 2026
paul butler's avatar
paul butler

Overall, PayPal stands out for its reliability, glob...

5
Overall, PayPal stands out for its reliability, global reach, and user-friendly design—qualities that have helped it remain a leader in digital payments for years. Reviewed on: 26th April 2026
Faisal's avatar
Faisal

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