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PayPal: PayPal Credit reviews

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4.90
Based on 107,448 reviews, last reviewed 15th May 2026
2611200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Makes paying securely online so simple Makes paying securely online so simple Reviewed on: 15th May 2026
Rachael Thurlow's avatar
Rachael Thurlow

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107448)

Quick and easy to use.

5
Quick and easy to use. Transfer money in seconds with most places accepting it. Shame there is no one to talk to with issues. Reviewed on: 26th April 2026
Martin M's avatar
Martin M

Paypal is so easy to use.

5
Paypal is so easy to use. The different options to pay is super easy. The customer service is second to non. Reviewed on: 26th April 2026
Riz U's avatar
Riz U

Clunky IOS App, effortless services.

4
Although I sometimes find the IOS APP clunky, the experience and simplicity of using PayPal and PayPal credit is effortless. Reviewed on: 26th April 2026
Craig B's avatar
Craig B

Feel secure using PayPal & safe from scammers

5
Feel secure using PayPal & safe from scammers Reviewed on: 26th April 2026
Shirley 's avatar
Shirley

Always professional, very reliable and secure.

5
Always professional, very reliable and secure. Love using paypal Reviewed on: 26th April 2026
M R's avatar
M R

Helped me alot ...

5
Helped me alot when I didn't have the upfront payment Reviewed on: 26th April 2026
Jacqueline R's avatar
Jacqueline R

Easy, Flexible, and Convenient

5
I’ve had a really positive experience with PayPal Credit. It makes buying things so much easier, especially for bigger purchases since you can spread the cost without feeling the hit all at once. It’s quick to use at checkout and works with loads of sites, which is a big plus. The promotional offers are a nice bonus too if you stay on top of payments. Overall, it’s a really handy tool that adds flexibility and makes managing spending a lot smoother. Reviewed on: 26th April 2026
jen's avatar
jen

Easy to use process and great service

5
Easy to use process and great service Reviewed on: 26th April 2026
Jamie F's avatar
Jamie F

Brilliant no problems highly recommended

5
Brilliant no problems highly recommended Reviewed on: 26th April 2026
graham r's avatar
graham r

Easy and straightforward, the availability for month...

5
Easy and straightforward, the availability for monthly payments makes it easy to manage finances Reviewed on: 26th April 2026
Shstho's avatar
Shstho

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