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PayPal: PayPal Credit reviews

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4.90
Based on 107,489 reviews, last reviewed 15th May 2026
2613100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely, I will keep using it for my purchase Lovely, I will keep using it for my purchase Reviewed on: 15th May 2026
Seun A's avatar
Seun A

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107489)

Andy1981

5
Always helpful app and easy to understand any problems solve it straight away Reviewed on: 26th April 2026
Andrew's avatar
Andrew

Credit without the interest of paid within 4 months...

5
Credit without the interest of paid within 4 months is a game changer. Provides flexibility and is reassuring to know you have PayPal protection with your purchases. Email reminders of when payments are due and options to set up a direct debit. Reviewed on: 26th April 2026
Claire G's avatar
Claire G

Excellent service.

5
Excellent service. So easy to use Reviewed on: 26th April 2026
DD's avatar
DD

great simple

5
I have found the whole experience great simple and when advice was needed it was there quickly Reviewed on: 26th April 2026
Kevan Lemay's avatar
Kevan Lemay

Brilliant service.

5
Brilliant service. Really convenient and fast service to use Reviewed on: 26th April 2026
Kelly's avatar
Kelly

Excellent Customer Services

5
I've only had reason twice to contact customer services over several years and they've been helpful. Reviewed on: 26th April 2026
Janet W's avatar
Janet W

So easy to use, easy to pay off. So useful.

5
PayPal Credit is so easy to use and select at checkout when you want to use it. Would be good if there were more updates on your PayPal Credit Limit, regarding increases and decreases. Reviewed on: 26th April 2026
Ali Carver's avatar
Ali Carver

Excellent first class app

5
Excellent first class service available to everyone Reviewed on: 26th April 2026
Chris P's avatar
Chris P

Always a great experience

5
Never had any mayor problems using PayPal and the odd occasion I have needed to contact customer services. They have always been extremely helpful. Reviewed on: 26th April 2026
Leanne B's avatar
Leanne B

So far so good

4
Their financial services are expanding, offering more choices for your financing and payment options or investment, including debit card, credit card, crypto, and a scheme for collecting points, with a chance of boosting your points through available offers from different retailers and businesses. I never encountered any issues, as yet. Customer service was always available and helpful. I find PayPal quite reliable financial service. Hope it continues Reviewed on: 26th April 2026
Doyeenka's avatar
Doyeenka

Review PayPal: PayPal Credit now

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