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PayPal: PayPal Credit reviews

4.73
Based on 178,476 reviews, last reviewed 13th Jul 2026
770% increase in 5 star reviews
in the past 90 days
776% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026
Bryan G's avatar
Bryan G

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026
Robert 's avatar
Robert

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178996)

Highly recommend

5
Perfect, easy to use , never had any problems , Reviewed on: 7th July 2026

Been with paypal for years.

5
Been with paypal for years. I love their flexibility and services. Reviewed on: 7th July 2026

Outstanding

5
All issues dealt with easily, excellent communication from customer service Reviewed on: 7th July 2026

'payment by 3' and 'interest free for 4 months'.

5
I have used 'payment by 3' several times. It's an excellent facility provided by PayPal and used 4 months interest free facility several times as well. It also an useful option to purchase something important at the time without having money. Reviewed on: 7th July 2026

PayPal is a platform for safe money transactions, ea...

5
PayPal is a platform for safe money transactions, easy to use online. I always feel confident when I see the option for PayPal credit and knowing I have the option to pay in time that is suitable to me. Reviewed on: 7th July 2026

Ease of use, and love the 3 month interest free purc...

5
Ease of use, and love the 3 month interest free purchases and sometimes even longer, it's my preferred way to buy online. Reviewed on: 7th July 2026

I will definitely recommend

5
Paypal is easy to use and their credit payments is a huge help in enabling purchase of essentials. I particularly love the points system that was recently introduced. Thats a good incentive for using both the debit and credit facility. Reviewed on: 7th July 2026

Very happy as it meets all my expectations.

5
I am very happy with this provider as it meets all my expectations as it offers me all the payment options for both my purchases and my credit as well; the pay in three option, pay later helps me make all my wishes come true, thank you. Reviewed on: 7th July 2026

Peace of mind for living life

5
Easy to set up and manage, keeps you up to date about interest free periods and offers. Reviewed on: 7th July 2026

Credit review

5
It’s been excellent because it’s easy and safe to make purchases with good interest rates by comparison to many Reviewed on: 7th July 2026

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