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PayPal: PayPal Credit reviews

4.90
Based on 110,500 reviews, last reviewed 19th May 2026
2750900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and reliable service I’ve had a good experience with PayPal Credit so far. The service is easy to use, payments are clear, and it helps manage purchases more conveniently.... Read more Reviewed on: 19th May 2026
ahmed 's avatar
ahmed

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110500)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It's been a great experience buying and tracking wit...

5
It's been a great experience buying and tracking with paypal also on credit for any home Improvements or travel plans are easy and affordable. Reviewed on: 16th May 2026

Straightforward

4
Seems straightforward to use for many of your purchases. Reviewed on: 16th May 2026

Never had any issues with PayPal, easy to sort thing...

5
Never had any issues with PayPal, easy to sort things if needed. Easy way to pay for items and friends and a nice little saving pot if dont use it. Reviewed on: 16th May 2026

Very easy to use.

5
Very easy to use. Like this security of being backed by PayPal guarantee. Reviewed on: 16th May 2026

PayPal doesn't judge you or make you feel like your...

5
PayPal doesn't judge you or make you feel like your asking for the world Reviewed on: 16th May 2026

Best to use online and earn rewards

5
Paypal makes me feel safe when paying online and I now also use it to pay instore with their debit card. Their rewards programme is really good as it is their pay later service. I have never had any issues with them or the App. Reviewed on: 16th May 2026

Very good service.

5
Very good service. Use a lot. Would recommend Reviewed on: 16th May 2026

I like that I can pay in 3 months with out extra ins...

5
I like that I can pay in 3 months with out extra installments. Is perfect when im booking holidays Reviewed on: 16th May 2026

Never have any problems with PayPal

5
Never have any problems with PayPal Reviewed on: 16th May 2026

Been very easy to manage and keep track.

5
Been very easy to manage and keep track. Easy to use as payment methods as well Reviewed on: 16th May 2026