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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174325 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174357)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Many years now with Paypal.

Many years now with Paypal. Transaction smooth and safe guarded. Customer service exemplary instilling confidence in servise. Reviewed on: 9th July 2026

I’ve used PayPal for years and trust them totally!

I’ve used PayPal for years and trust them totally! I use the pay in three facility for more expensive purchases and once your accepted it’s so easy to use. I’ve recommended PayPal to friends and relatives. For me it’s the fastest and easiest way to buy things on line. So far I’ve not had any problems so can’t comment on that. Reviewed on: 9th July 2026

Really good service im happy, all worth it.

Really good service im happy, all worth it. Reviewed on: 9th July 2026

This has been absolutely easiest process I have ever...

This has been absolutely easiest process I have ever seen , with too much information asked , I have the approval of the credit card with good credit Reviewed on: 9th July 2026

Excellent service

If I’ve had problem with anything which isn’t very often, PayPal always deliver with solving it, it’s a brilliant service they offer and peace of mind if your purchase goes wrong in anyway thanks PayPal Reviewed on: 9th July 2026

Great value for money .

Great value for money only use if necessary for household goods Reviewed on: 9th July 2026

I think PayPal credit is excellent, the interest fre...

I think PayPal credit is excellent, the interest free period is Amazing and approval took seconds to come through, couldn't be happier. Easy to use and multiple payment options Reviewed on: 9th July 2026

Easy way for payment with low interest rate

Easy way for payment with low interest rate Reviewed on: 9th July 2026

Great Service

Never had any problems Easy to deal with. Reviewed on: 9th July 2026

Great way to get credit and easy to use.

Great way to get credit and easy to use. No problems at all. Good 0% interest for months too. Reviewed on: 9th July 2026

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