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PayPal: PayPal Credit reviews

4.73
Based on 181,022 reviews, last reviewed 23rd Jul 2026
191% increase in 5 star reviews
in the past 90 days
241% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026
Marie s's avatar
Marie s

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181024)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

A very good service, always works and handy

5
A very good service, always works and the PayPal credit facility is excellent. Reviewed on: 13th July 2026

Had issues and they were responsive within a reasona...

5
Had issues and they were responsive within a reasonable amount of time Reviewed on: 13th July 2026

PayPal is to use securely..

5
PayPal is easy to use and is always there as an option to pay securely. Reviewed on: 13th July 2026

A safety net in today’s world of scammers.

5
A safety net in today’s world of scammers. Excellent at solving problems. Reviewed on: 13th July 2026

I found paypal credit very quick to access and easy...

5
I found paypal credit very quick to access and easy to use Reviewed on: 13th July 2026

My experience

5
Iv with PayPal for many years and it was a life saver in a number of situations. When I have some issues the customer service team will always help me in a best way possible Reviewed on: 13th July 2026

Breathing Space.

5
I love the flexibility you get with PayPal credit, it gives breathing space whilst managing ourf finances in this challenging times we live in. Reviewed on: 13th July 2026

Never had a problem with paypal

5
Never had a problem with paypal always has been excellent in all transactions Reviewed on: 13th July 2026

Very easy to use and when you have to send money i l...

5
Very easy to use and when you have to send money i like the activity part. Reviewed on: 13th July 2026

Fast and easy service great for day to day

5
Fast and easy service great for day to day Reviewed on: 13th July 2026

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