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PayPal: PayPal Credit reviews

4.90
Based on 110,635 reviews, last reviewed 19th May 2026
2757150% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like that i got 4 months interest free on my credi... I like that i got 4 months interest free on my credit card Reviewed on: 19th May 2026
Charlotte Bird 's avatar
Charlotte Bird

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110635)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It is helping me paying for things that i can’t affo...

5
It is helping me paying for things that i can’t afford other wise Reviewed on: 16th May 2026

PayPal is simple over a large variety of payment ser...

5
PayPal is simple over a large variety of payment services easy to keep track of your payments and transactions Reviewed on: 16th May 2026

everything is great customer service brilliant

5
everything is great customer service brilliant Reviewed on: 16th May 2026

Great affordable way to purchase great products for...

5
Great affordable way to purchase great products for myself my home and my family Reviewed on: 16th May 2026

Very handy... sometimes with zero interest

5
This is a great option for small to medium value shopping, when you need to split the payments on several instalments for whatever reason. Especially when you sometimes have the option to pay zero interest. Reviewed on: 16th May 2026

I used PayPal credit to pay for a holiday, the inter...

5
I used PayPal credit to pay for a holiday, the interest free period really helped spread the cost without incurring charges. Repayments were easy to setup and adjust if needed. The app is very straight forward to use. Reviewed on: 16th May 2026

Always easy to navigate and excellent service

5
Always easy to navigate and excellent service Reviewed on: 16th May 2026

Been with paypal about 7 years, ever had a...

5
Been with paypal about 7 years, ever had a problem Reviewed on: 16th May 2026

Brilliant money management no problems so far

5
Brilliant money management no problems so far Reviewed on: 16th May 2026

PayPal is so easy to use and keep tracking of what y...

5
PayPal is so easy to use and keep tracking of what you are spending.I just added PayPal credit to my wallet and hey presto!. Reviewed on: 16th May 2026

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