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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181068)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never had a problem using PayPal credit.

5
Never had a problem using PayPal credit. Always simple to set up and pay off. Reviewed on: 13th July 2026

Always fast secure and smooth transactions when usin...

5
Always fast secure and smooth transactions when using PayPal plus the safest way to ensure your money is in safe hands. Reviewed on: 13th July 2026

Best for me

5
Easy, quick,everything in the app . Everywhere except. Reviewed on: 13th July 2026

Easy to reliable

4
Easy to use convenient trust worthy Reviewed on: 13th July 2026

Good and Reliable service.

5
Good and Reliable service. Fast checks and payments. Reviewed on: 13th July 2026

It’s better to have pay pal credit than credit cards

5
It’s better to have pay pal credit than credit cards Reviewed on: 13th July 2026

PayPal review

5
It’s very convenient and not to expensive for paying back Reviewed on: 13th July 2026

Over two decades of excellent service and value

5
I've used Paypal's various services for over two decades, their credit facility has been of great use and value for me for a number of years. Reasonable credit cost and easy to use, I'd highly recommend. Reviewed on: 13th July 2026

Paypal credit

5
I've always used PayPal credit as an alternative means of payment as it frees my money for other things. Reviewed on: 13th July 2026

Safe and trustworthy company

5
I find that PayPal is quick, easy and hassle-free. Online shopping is safe and secure and password protected. If there is an issue with the vendor such as non-delivery it is dealt with promptly and efficiently. Would definitely recommend. Reviewed on: 13th July 2026

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