Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175168 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175206)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great service, offers in most retailers

Great service, offers in most retailers Reviewed on: 9th July 2026

I feel safe with PayPal

I’ve been using PayPal credit for 3 years now and it’s the best decision I’ve made… make all purchases from there because I know if the seller is fraudulent, with PayPal, I’m sure to get my money back Reviewed on: 9th July 2026

PayPal always works

I always had good relationship with PayPal as its easy to work with , to transfer to a friends or generaly customer service is always on top. Reviewed on: 9th July 2026

Frequent user.

Frequent user. I've been able to receive good customer service except for the numerous calls or reminders for missed payments that are toned like threats to report to credit authorities PayPal is very good overall.so please, tine down your messages, especially to legacy customers Reviewed on: 9th July 2026

PayPal is doing well in helping with financial relat...

PayPal is doing well in helping with financial related issues. Reviewed on: 9th July 2026

I am very happy with your service and very helpful...

I am very happy with your service and very helpful Reviewed on: 9th July 2026

It has been a life saver for me absolutely love it a...

It has been a life saver for me absolutely love it and amazing customer service Reviewed on: 9th July 2026

Amazing service all round

PayPal is brilliant it helped us out on numerous occasions in between pay days 10/10 Reviewed on: 9th July 2026

Sorted my problem out str...

Fantastic customer service sorted my problem out straight away very polite reassuring couldn't have asked for more Reviewed on: 9th July 2026

Life changing

I have been using paypal credit for most of my purchases and it has been a life changer. I am happy with the customer service and the app is easy to navigate as well. Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3843 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97079 reviews
Payments
from PayPal 4.71 from 3844 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub