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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175315 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175316)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great for financing large purchases!

I have had a great experience using PayPal Credit. The 6-month interest-free promotional financing on purchases over $99 is incredibly helpful for managing larger expenses. The checkout process is seamless, and it integrates perfectly with my regular PayPal wallet. Payments are easy to track through the app. Highly recommend if you pay off your balance on time! Reviewed on: 9th July 2026

Easy to use and communicate with

Easy to use and communicate with Reviewed on: 9th July 2026

Great customer service, reliable product

I've been using PayPal for a long time and have found it to be very good overall. It's simple to use, secure, and reliable. I once had my account hacked, but PayPal support was available on the phone almost immediately, and the money was back in my account within a very short space of time. From that perspective, PayPal is brilliant. Reviewed on: 9th July 2026

Quick, Secure & Worry Free Transactions.

Have been using PayPal for about 20 years now , started via EBay. I now use this service as and when I can if expected by seller. Always been a straight forward transaction and customer service is a great service. Security side of things is next to non. Reviewed on: 9th July 2026

All reliable, pay in 3 is very useful

All reliable, pay in 3 is very useful Reviewed on: 9th July 2026

All good , no problems at all

Easy to use, recommend, all good Reviewed on: 9th July 2026

PayPal is the best

I always use PayPal for every transaction if it's available. It makes everything easier and with the pay in 3 option it means I can buy things I otherwise wouldn't be able to. It's quick and easy to use. Definitely the best option! Reviewed on: 9th July 2026

I always use PayPal when I can.

I always use PayPal when I can as I always feel safe with y purchase Reviewed on: 9th July 2026

Hassle free from beginning to end

Hassle free from beginning to end Reviewed on: 9th July 2026

Great way to get the things you love but pay over a...

Great way to get the things you love but pay over a substantial amount of time. Reviewed on: 9th July 2026

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