Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103126 reviews)

View other PayPal products

4.90

Based on 103,126 reviews, last reviewed 10th May 2026

2412600% increase in 5 star reviews

in the past 90 days

7100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always outstanding, I used PP many years and good se... Always outstanding, I used PP many years and good service all the time Reviewed on: 10th May 2026

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103126)

Convenient but Watch the Interest

Using PayPal Credit has been convenient for managing larger purchases with flexible repayment options. The application process was straightforward, and I appreciate the clear notifications about upcoming payments. However, interest rates can be high if balances are not cleared quickly. Reviewed on: 21st April 2026

Easy to use.

Easy to use. Great for zero interest Reviewed on: 21st April 2026

Always handy for paying with security and an option...

Always handy for paying with security and an option to split payments Reviewed on: 21st April 2026

Never had any problems with paypal and even when i h...

Never had any problems with paypal and even when i have been owed money on ebay paypal have sorted it for me. Reviewed on: 21st April 2026

So easy and interface is brilliant even a child can...

So easy and interface is brilliant even a child can do it Reviewed on: 21st April 2026

PayPal is just so easy to use ,pay and repay so you’...

PayPal is just so easy to use ,pay and repay so you’re always on top of your finance. Reviewed on: 21st April 2026

Excellent platform for purchases on line

Excellent platform for purchases on line Reviewed on: 21st April 2026

Shopping with confidence

Total confidence when buying through pay pal , great deals , value and alway protected Reviewed on: 21st April 2026

I use it for purchases in 4 months and 3

I use it for purchases in 4 months and 3 Reviewed on: 21st April 2026

I love PayPal

I love PayPal, it is so handy and reliable. I trust them vigorously and use PayPal for all of my online payments, would strongly recommend!!!! Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.37 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48685 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub