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PayPal: PayPal Credit reviews

4.90
Based on 103,130 reviews, last reviewed 10th May 2026
2412750% increase in 5 star reviews
in the past 90 days
7100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It’s good - easy to use, reliable, trustworthy It’s good - easy to use, reliable, trustworthy Reviewed on: 10th May 2026
Dawn Gray's avatar
Dawn Gray

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026
CK's avatar
CK

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103130)

Peace of mind and a layer of protection, when shoppi...

5
Peace of mind and a layer of protection, when shopping online. Reviewed on: 21st April 2026

Smooth, safe and simple with PayPal.

5
I just love how easy PayPal makes every transaction simple, smooth and safe, wether its a purchase online or sending money to friends and family locally and all over the world. I am reassured every click of the way as PaPal uses encrypted technology which helps prevent the theft of my hard earned money. My favourite feature is the pay in three service, it helps reduce large monthly bills and payments that can’t be avoided. PayPal has me covered every way. My Pal PayPal Reviewed on: 21st April 2026

Never had a problem with them always champions the c...

5
Never had a problem with them always champions the consumers protect our rights. Reviewed on: 21st April 2026

Quick and easy to arrange using paypal credit.

5
Quick and easy to arrange using paypal credit. App is also simple. Reviewed on: 21st April 2026

PayPal is there when you need it most.

5
PayPal is there when you need it most. Reviewed on: 21st April 2026

Very good and useful and comes in handy

5
Very good and useful and comes in handy Reviewed on: 21st April 2026

Brilliant customer service when I have ever had a pr...

5
Brilliant customer service when I have ever had a problem with a transaction. Resolves problems quickly Reviewed on: 21st April 2026

very good

5
great experience with the company Reviewed on: 21st April 2026

Amazing , every time and all the time

5
Amazing , every time and all the time Reviewed on: 21st April 2026

Flexibility without debt worries!

5
Reliable, fast and efficient! Thank you for enabling me to have flexibility with my money without getting into debt! Reviewed on: 21st April 2026

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