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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148746 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148746)

The service and overall experience have been excellent.

The service and overall experience have been excellent. Whenever I have used PayPal, I have always been satisfied, with no delays in payments. Reviewed on: 9th June 2026

I’ve used PayPal for about 15 years now.

I’ve used PayPal for about 15 years now. And find it easy to use and also it gives me peace of mind while making payments. Any issues with buying something and you can get in touch with PayPal and they sort it for you. Reviewed on: 9th June 2026

Only good experiences.

Only good experiences. I'm using PayPal many years. Reviewed on: 9th June 2026

Masan Atif

PayPal needs to improve like an Ai Reviewed on: 9th June 2026

No hassles.

No hassles. Clear simple comms and offers Reviewed on: 9th June 2026

Good value, easy to use

Long time user, never had much issue. When I wanted to change payment date this was quick and easy through customer service. Accepted widely and helpful for splitting up purchases with interest free options. Reviewed on: 9th June 2026

Safe and easy to use

Safe and easy to use with excellent credit options and no hidden small print. No need to faff about with card details when paying online. Adds an additional level of security. Reviewed on: 9th June 2026

Will only order from company if offer pay in 3

Sometimes I can be offered PayPal pay in 3 and have had 10-20 different ones but then suddenly I don’t get offered them at all after not missing any payments or doing anything wrong when contacting PayPal they don’t have a clue and are unhelpful Reviewed on: 9th June 2026

Great service.

Great service. Fast response. Any issues or concerns are dealt with professionally and in quick response. The service provided meets my financial needs. Reviewed on: 9th June 2026

I enjoy every part of paypal im just trying tonget i...

I enjoy every part of paypal im just trying tonget it down a little bit so i can keep on using it Reviewed on: 9th June 2026

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