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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great service

I have only ever had a good experience when I needed a dispute sorting Reviewed on: 7th July 2026

Works very well for swift payments and spreading costs

Works very well for swift payments and spreading costs Reviewed on: 7th July 2026

10/10 would recommend

So easy to use. Customer service is fantastic and everything is so clearly explained. Reviewed on: 7th July 2026

Reliable credit card

First of all, a good APR of 23.9% which usurps mist high street banks. There's a good amount of time between statement date and payment due date. Secure and safe. Never had a problem. App and website easy to setup and use and you can see details of payments made. Reviewed on: 7th July 2026

Using PayPal since it is around

Using PayPal across my accounts for as long as it is around and always had only pleasant experiences. Whether it is just my local shopping, internet or international payments, PayPal was always there and never let me down. Cheers guys, keep it up! Reviewed on: 7th July 2026

It's easy to use, monitor and make payments

It's easy to use, monitor and make payments Reviewed on: 7th July 2026

Staying warm in the winter

Thanks to PayPal I have been able to buy larger quantities of heating pellets and coal in the winter Reviewed on: 7th July 2026

Never experienced any issues when using PayPal

Never experienced any issues when using PayPal Reviewed on: 7th July 2026

Paypal is for everyone !

PayPal is very good opportunity to manage money... Great. I high recommended to everyone! Reviewed on: 7th July 2026

Easy way to pay for goods either all at once or pay...

Easy way to pay for goods either all at once or pay in 3 Reviewed on: 7th July 2026

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