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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148767 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148768)

Great experience, good communication

Great experience, good communication Reviewed on: 9th June 2026

Easy to use, secure and trusted no matter what you...

Easy to use, secure and trusted no matter what you need Reviewed on: 9th June 2026

Quick and easy

Quick and easy to use, never any issues will use again Reviewed on: 9th June 2026

Happy customer

Easy and hassle free, also like how easy it it to keep track of everything on the app Reviewed on: 9th June 2026

Just as it should be

Everything has always been straight forward and easy , never had an issue and any enquiries have been answered promptly Reviewed on: 9th June 2026

Excellent credit facility with lots of benefits.

I have been a PayPal customer for a long time and after intruding there credit facility has just enhanced what was already a great service. The ability to pay over long period of time without extortionate interest, pay in 3 and other options are a massive pull. While also knowing you have the protection paypal give. There customer service is top notch, and haven't had any bad experiences. I would definitely recommend to others. Thank you. Reviewed on: 9th June 2026

The reason is security and I trust in PayPal

The reason why I like to pay with PayPal is the fact security and good customer service if problems occur Reviewed on: 9th June 2026

Have had good experience with pay pal.

Have had good experience with pay pal. Was a bit difficult to get someone to understand what I needed over the phone. Other than that all good Reviewed on: 9th June 2026

Fast and reliable , useful trustworthy app and very...

Fast and reliable , useful trustworthy app and very successful Reviewed on: 9th June 2026

Paypal credit is convenient

Paypal is convenient and secure. Paypal credit allows me to easily spread the cost of items across a number of months without worrying about additional interest or payment terms. Reviewed on: 9th June 2026

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