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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal is easy to use and i love how easy rhe APP is...

PayPal is easy to use and i love how easy rhe APP is to use. Reviewed on: 7th July 2026

I had issue with sellers but PayPal protect me which...

I had issue with sellers but PayPal protect me which is make feel as safe as possible Reviewed on: 7th July 2026

nothing major issue however apple pay it is much easier

nothing major issue however apple pay it is much easier Reviewed on: 7th July 2026

Very easy to use.

Very easy to use. Very convenient Reviewed on: 7th July 2026

Debit card Hell ? Not with PayPal

Without PayPal I’m not sure how I would survive especially after they brought out their own credit and debit card. the fact that you can now use your PayPal balance in any place that takes debit cards is a complete game changer and having that flexibility and the added protection of fraud gives me complete peace of mind Paying online and in person is now so easy that I can see my transaction live when they happen and it’s a few seconds on the PayPal app to check my account. Paying one of your phone contacts just by their mobile number is amazing, no account required and the transfer is almost instant in most cases. Where would I be without PayPal, I’d be stuck in a world where tech and apps are the future and the present and PayPal has made its customers lives better by far and I wouldn’t want to be without them Reviewed on: 7th July 2026

Great flexibile and simple

Great payment gateway and really simple to toggle to 0% credit which I use for larger purchases to spread the cost Reviewed on: 7th July 2026

The set up easy and usable.

The set up easy and usable. Excellent customer service support when I have an inquiry. I would recommend PayPal to friends and family. Reviewed on: 7th July 2026

I’ve never had a problems using PayPal

I’ve never had a problems using PayPal Reviewed on: 7th July 2026

PayPal is my go to out of all my payment choices I f...

PayPal is my go to out of all my payment choices I feel secure and believe I am getting the best deals and options available Reviewed on: 7th July 2026

Very secure and supportive

I feel very secure using PayPal and like the payment offers they have, it helps me to buy with confidence knowing I have PayPal to help should I have any issues. Reviewed on: 7th July 2026

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