Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,143 reviews, last reviewed 10th May 2026
2413250% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommend I'm using PayPal for almost over 10... Highly recommend I'm using PayPal for almost over 10 years without any issues. Always feel secure with them. Reviewed on: 10th May 2026
Ibrahim s's avatar
Ibrahim s

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (103143)

I love PayPal because!!

5
I love PayPal because it makes online shopping so easy. I have used PayPal for about 20 years and it is one of the few financial institutions that I trust implicitly. Reviewed on: 21st April 2026
Catherine M's avatar
Catherine M

Works fast and easy clear knowledge about the rules

5
Works fast and easy clear knowledge about the rules Reviewed on: 21st April 2026
Sandra L's avatar
Sandra L

Excellent Service, Fast and reliable

5
Excellent Service, Fast and reliable Reviewed on: 21st April 2026
Muhammad's avatar
Muhammad

When I had issues with sellers not delivering my par...

5
When I had issues with sellers not delivering my parcels, PayPal have always protected me with refunds, I always use PayPal to pay most things now, it's the safest way to pay Reviewed on: 21st April 2026
Alan O's avatar
Alan O

Using the application is very good and helpful makes...

5
Using the application is very good and helpful makes international transactions easy Reviewed on: 21st April 2026
Kelvin Tuoyo's avatar
Kelvin Tuoyo

PayPal review

5
Excellent product used for years Reviewed on: 21st April 2026
robert David oldfield's avatar
robert David oldfield

Always had great service and always be easy to use a...

5
Always had great service and always be easy to use and track money useage Reviewed on: 21st April 2026
Andy Coleman's avatar
Andy Coleman

Happy , nothing went wrong .

4
Happy , nothing went wrong .I am happy to use PayPal services. Reviewed on: 21st April 2026
TMI's avatar
TMI

Thank you PayPal.

5
Thank you PayPal... having the freedom to utilise multiple benefits not only helps me buy what I enjoy easily but also has helped me out on occasion where I was short on money. What a life saver PayPal can be Reviewed on: 21st April 2026
Jason d's avatar
Jason d

I have never had a problem.

5
I have never had a problem. They are fast and responsive. Also very secure. Reviewed on: 21st April 2026
Martin B's avatar
Martin B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill