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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148790 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148790)

Great experience

Great experience, I’ve used many times now for those larger purchases. Makes spreading the cost much easier and clear what you’ll pay Reviewed on: 9th June 2026

Ease of use

Everything very simple to use and all in one place Reviewed on: 9th June 2026

Helpful staff if needed.

Helpful staff if needed. Easy to use Reviewed on: 9th June 2026

I use PayPal constantly in day to day life.

I use PayPal constantly in day to day life. As I feel it is a safe way to send and receive money. I also use PayPal credit frequently which helps with big purchases. Reviewed on: 9th June 2026

Always easy to use.

Always easy to use. And the process is very quick Reviewed on: 9th June 2026

PayPal is a consistently great provider that ensures...

PayPal is a consistently great provider that ensures your money is safe. Whenever I’ve had to dispute a claim from a retailer, their customer service has always been super helpful and thorough. Their new reward scheme gives a decent incentive to use their cards. I’d recommend PayPal to anyone Reviewed on: 9th June 2026

Good rewards, easy to use, highly recommended

Good rewards, easy to use, highly recommended Reviewed on: 9th June 2026

Easy to use

PayPal Credit was simple and convenient to use. The payment options were clear and everything was easy to manage through my PayPal account. Reviewed on: 9th June 2026

Paypal credit is an added bonus to Paypal

I have used paypal for years . The paypal credit is just an added bonus . Great service any problems are sorted right away. Really helpfull Reviewed on: 9th June 2026

Easy to use and good to know my money is in safe han...

Easy to use and good to know my money is in safe hands, the app is excellent. I like that I can spread my payments making it easy to finance. Reviewed on: 9th June 2026

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