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PayPal: PayPal Credit reviews

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4.90
Based on 103,153 reviews, last reviewed 10th May 2026
2413700% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to make any transaction concert tickets, r... Very easy to make any transaction concert tickets, restaurants, shopping just name it Reviewed on: 10th May 2026
Alvaro 's avatar
Alvaro

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103153)

Paypal has been easy to use and reliable when tra...

5
Paypal has been easy to use and reliable when transaction go wrong. Reviewed on: 21st April 2026
langbong j's avatar
langbong j

Efficient service.

5
Efficient service. Easy and fast to use. Has become my preferred payment method online Reviewed on: 21st April 2026
Joshua B's avatar
Joshua B

Great customer service, always there when you need it.

5
Great customer service, always there when you need it. Reviewed on: 21st April 2026
Tracy N's avatar
Tracy N

Excellent Customer Service Experience

5
Excellent Customer Service Experience Reviewed on: 21st April 2026
Folake B's avatar
Folake B

The best

5
Easy, fast, very professional, helpful when you need. Reviewed on: 21st April 2026
Cristina A's avatar
Cristina A

Really easy to use and reliable in the long term.

5
Really easy to use, I have been using it for over a year now and it has helped me with making purchases and not worrying about what is left in my account as i can pay it off over a period of time. I prefer this method with purchases over £100 usually and then working out how much i want to spend per month on PayPal credit to pay it back. That and because it is on my phone as well, I am able to make everyday purchases with it if i am ever in a situation where money is tight. Reviewed on: 21st April 2026
William Newman's avatar
William Newman

the new updates are great - being able to track orde...

5
the new updates are great - being able to track orders and find everything in one place rather than going back and forth between apps. easy to navigate and gives enough time to pay when you like. the direct debit also makes it easy to hold you accountable incase you forget. nothing to catch you out, very consumer focused Reviewed on: 21st April 2026
sc's avatar
sc

Easy to use and trustworthy app.

5
Easy to use and trustworthy app. Reviewed on: 21st April 2026
Pam S's avatar
Pam S

Good service, Best Platform, excellent user interface.

5
Good service, Best Platform, excellent user interface. Reliable Reviewed on: 21st April 2026
Animesh Agrawal's avatar
Animesh Agrawal

Enjoying more then 10 years

5
Enjoying Paypal service for more then 10 years Reviewed on: 21st April 2026
VARA V's avatar
VARA V

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