Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148805 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148805)

Used for years, reliable company and supportive with...

Used for years, reliable company and supportive with concerns or payment errors Reviewed on: 9th June 2026

From the start I received a great service!

From the start I received a great service! Any questions were answered promptly and with clarity. The best finance provider out there Reviewed on: 9th June 2026

Great experience with PayPal Credit.

Great experience with PayPal Credit. It’s easy to use, payments are straightforward, and the flexibility to spread the cost of purchases is really helpful. The account is simple to manage through PayPal, and I’ve found it to be a convenient credit option overall. Reviewed on: 9th June 2026

Always used Paypal, convenient and easy to use

Always used Paypal, convenient and easy to use Reviewed on: 9th June 2026

Pretty simple - any enquiry, customer service is goo...

Pretty simple - any enquiry, customer service is good is solving and it’s easy to use Reviewed on: 9th June 2026

I only shop on websites which allow PayPal as it giv...

I only shop on websites which allow PayPal as it gives me the confidence that my payments are secure and safe Reviewed on: 9th June 2026

Excellent Product

Good way to buy online. Quick and easy and 4 months interest free is a bonus. Reviewed on: 9th June 2026

Constantly excel in helping me with my financial nee...

Constantly excel in helping me with my financial needs always smooth transactions never have any issues using PayPal either home or abroad Reviewed on: 9th June 2026

Easy and quick payment are manageable

Easy and quick payment are manageable Reviewed on: 9th June 2026

Paypal is always my goto payment choice whenever ava...

Paypal is always my goto payment choice whenever available Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79763 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub