Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103174 reviews)

View other PayPal products

4.90

Based on 103,174 reviews, last reviewed 10th May 2026

2414750% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Gives you options on how to pay as payment pl... PayPal Gives you options on how to pay as payment plans are available. Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103174)

Flexible credit that’s easy to manage!

PayPal Credit has allowed me so much flexibility with payments. It’s great! Reviewed on: 21st April 2026

No drama

No extra drama when getting approved for credit! Very straight forward Reviewed on: 21st April 2026

Never had a problem using PayPal.

Never had a problem using PayPal. Ive only ever had one issue before with address details on my account, but it was delt with swiftly and professionally by the team. Very happy with the service. Reviewed on: 21st April 2026

PayPal - my financial friend.

I can rely on PayPal for flexible finance options and great offers. That’s why I’ve used PayPal Credit for many years. Reviewed on: 21st April 2026

One of best shopping payment facility.

One of best shopping payment facility. Now adding more value to their products. Pay in 3, credit, points, money sharing and lot more from PayPal. Reviewed on: 21st April 2026

love using pay pal very easy and cool

love using pay pal very easy and cool Reviewed on: 21st April 2026

Everything is good very helpful online shopping serv...

Everything is good very helpful online shopping services Reviewed on: 21st April 2026

PayPal has always provided a means of payment which...

PayPal has always provided a means of payment which I consider safe and secure and I usually prefer it over payments through my bank directly as PayPal has always got my back in case a shop needed to refund me but they just don't with no reason. This is where PayPal jumps in and makes the process much simpler through the app. Reviewed on: 21st April 2026

Best App

PayPal is the best option for people who are in need of any financial support. Reviewed on: 21st April 2026

paypal is great, convenient and use

paypal is great, convenient and use Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48702 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub