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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent service totally hassle free

Excellent service totally hassle free Reviewed on: 7th July 2026

Very easy app to understand and navigate

Good credit card to use cheap and very simple when on purchases Reviewed on: 7th July 2026

Brilliant

Never had any problems always excellent service Reviewed on: 7th July 2026

PayPal is user friendly, has a very clear dashboard...

PayPal is user friendly, has a very clear dashboard and their offers are excellent. The decision to allow payment by instalments is made very quickly and all their processes are very clear. Reviewed on: 7th July 2026

seamless... transactions

An excellent PayPal experience is built on seamless transactions, reliable Buyer Protection, and robust account security. I can consistently maintain a smooth, secure relationship with the platform by using deliberate account management strategies. Reviewed on: 7th July 2026

It is very handy to have PayPal credit as it is an a...

It is very handy to have PayPal credit as it is an affordable way to spread the cost of purchases. Reviewed on: 7th July 2026

The process of getting PayPal credit was smooth and...

The process of getting PayPal credit was smooth and easy. Reviewed on: 7th July 2026

Very easy to use, and feel safe using to purchase st...

Very easy to use, and feel safe using to purchase stuff online Reviewed on: 7th July 2026

Very easy to use and can use in most transactions an...

Very easy to use and can use in most transactions and safe Reviewed on: 7th July 2026

Never had a bad experience with PayPal.

Never had a bad experience with PayPal. They have always championed me fairly during any issues or complaint about the seller raised. Reviewed on: 7th July 2026

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