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PayPal: PayPal Credit reviews

4.90
Based on 103,211 reviews, last reviewed 10th May 2026
2416400% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Stress free payments, great credit options. Always stress free and easy to pay for items. Great knowing that if there are any problems with items I have purchased that the Resolution centre is ... Read more Reviewed on: 10th May 2026
Liisamariie's avatar
Liisamariie

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103211)

Good for customers caring from scammers and not hone...

5
Good for customers caring from scammers and not honest sellers Reviewed on: 21st April 2026

PayPal is very easy to use, even allows pay later wi...

5
PayPal is very easy to use, even allows pay later with no interest added if paid before the selected time, most places accept PayPal as an major card provider Reviewed on: 21st April 2026

Excellent

5
Love paypal credit easy to use and manage Reviewed on: 21st April 2026

Love PayPal use it all the time and have done for ma...

5
Love PayPal use it all the time and have done for many years Reviewed on: 21st April 2026

I find the app easy to navigate and have had no prob...

5
I find the app easy to navigate and have had no problems with account It gives flexibility with purchasing Reviewed on: 21st April 2026

Have used PayPal for over 10 years and paid very lit...

5
Have used PayPal for over 10 years and paid very little in fees. Mainly I used 4 months free credit option as it’s flexible. For smaller purchase I use pay in 3 Reviewed on: 21st April 2026

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. Transactions are fast, secure, and easy to manage. I especially appreciate the buyer protection and the clear interface, which makes sending and receiving money hassle-free. Customer support has also been responsive whenever I needed help. Overall, a reliable and convenient payment platform that I trust for both personal and business use. Reviewed on: 21st April 2026

Is ok for Christmas shopping

4
Is ok most of time with sometimes awkward customer service when Chinese steal some money and can't get it back Reviewed on: 21st April 2026

Everything is so simple and easy to deal

5
Everything is so simple and easy to deal Reviewed on: 21st April 2026

Clear instruction and sight of money.

5
Clear instruction and sight of money. Thank you! Reviewed on: 21st April 2026

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