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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Convenience, Security and Trust

PayPal has become one of those services I genuinely wonder how I ever managed without. Whether I’m shopping online, paying for holidays, buying items for my caravan, or sending money to family and friends, it gives me confidence that my payments are secure and incredibly straightforward. What I appreciate most is the peace of mind. Knowing that my financial details aren’t being shared with every retailer I use makes online shopping feel much safer. Transactions are quick, the app is easy to navigate, and keeping track of payments is effortless. On the occasions I’ve needed help, I’ve found PayPal’s buyer protection and customer support reassuring, which is something I value highly. It has taken much of the worry out of online purchases, especially when buying from businesses I’ve not used before. For me, PayPal is more than just a payment method—it’s a service built on convenience, security, and trust. In today’s world, where we shop online more than ever, those qualities are invaluable. I would happily recommend PayPal to anyone looking for a simple, reliable, and secure way to manage their online payments. Reviewed on: 7th July 2026

Excellent all round good value good reliable servicr

Excellent all round good value good reliable servicr Reviewed on: 7th July 2026

Superb company is PayPal

Never any problems with Paypal, any issues dealt with promptly. Always keeping me updated when I have purchased anything and we’ll notified when payment is due. Reviewed on: 7th July 2026

Great service

Great service, easy to use. Been with PayPal a while, flexible and smart Reviewed on: 7th July 2026

A reliable way to pay online

PayPal makes online payments simple, fast, and secure. Reviewed on: 7th July 2026

Always a smooth transaction when purchasing online w...

Always a smooth transaction when purchasing online with safety in mind Reviewed on: 7th July 2026

Highly recommend

I always feel reassured when I use PayPal. It provides me with security for scams and protects my money always. I always recommend PayPal to my friends and family to use when purchasing items. Reviewed on: 7th July 2026

Excellent service, good overall availability , Helps...

Excellent service, good overall availability , Helps out a lot . Overall a banking service for the 21st century Reviewed on: 7th July 2026

Always there , user friendly and very professional

Always there user friendly and very professional Reviewed on: 7th July 2026

Resolved issue.

Only ever had one issue and it was resolved within 24 hours, very helpful staff. Reviewed on: 7th July 2026

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