Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148818 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148818)

Long time sorting out a cashback

Long time sorting out a cashback Reviewed on: 9th June 2026

Paypal credit is very handy and great service to hav...

Paypal credit is very handy and great service to have for all your needs Reviewed on: 9th June 2026

Easy to use credit

Easy to use , quick and helps me to eork on a budget Reviewed on: 9th June 2026

Really helpful in tight times

I have used PayPal credit a few times and it has been a very helpful experience, especially as money is tight at the moment Reviewed on: 9th June 2026

Love 4 months interest free.

Love 4 months interest free. Don’t like how when I sometimes return something it takes the money off the earlier items I owe the money back for rather than the item I’m returning Reviewed on: 9th June 2026

Paypal credit is helpful when in need of funds to pa...

Paypal credit is helpful when in need of funds to pay for something Reviewed on: 9th June 2026

PayPal is a very flexible, easy, safe & responsible...

PayPal is a very flexible, easy, safe & responsible for payments and credit. Reviewed on: 9th June 2026

Customer service brilliant

I've had problem with only problem I have had is card that didn't arrive so got in touch sorted straight away Reviewed on: 9th June 2026

Good service all time always like to use PayPal

Good service all time always like to use PayPal Reviewed on: 9th June 2026

I use PayPal for everything, love it.

I now use PayPal card for every transaction, safety, points earned and easy enough app to use.. You can openly select the card, add points to reduce cost and I love the fact I have a choice and took a physical card and electronic version on my phone.. I love it, its linked to my other accounts and I select payments from what account I like, total control, what we all should have hence 5 stars rating. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79765 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub