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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,329 reviews, last reviewed 10th May 2026
2421600% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The easiest interest free credit... Purchases with up to 24 months interest free credit is fantastic and not having to jump through a thousand hoops is brilliant. Reviewed on: 10th May 2026
Mike W's avatar
Mike W

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103330)

paid installments

5
reasonable and easy to use realy good to use Reviewed on: 22nd April 2026
john H's avatar
john H

Best thing ever!

5
PayPal is simply the best ever for service, flexibility and quality protection Reviewed on: 22nd April 2026
Dawn B's avatar
Dawn B

Simple to use and allows you spread the cost

5
It’s so easy to use and gives you that extra time to budget for payments. Reviewed on: 22nd April 2026
Claire 's avatar
Claire

PayPal always sort out any issues, great for payment...

5
PayPal always sort out any issues, great for payment plans etc Reviewed on: 22nd April 2026
Sarah W's avatar
Sarah W

Love how easy it is to use the app and track everyth...

5
Love how easy it is to use the app and track everything Reviewed on: 22nd April 2026
sharad 's avatar
sharad

PayPal works well and works everywhere so it’s perfect.

5
PayPal works well and works everywhere so it’s perfect. Reviewed on: 22nd April 2026
SajR's avatar
SajR

Paypal credit protects my consumer rights...

5
Paypal as a credit provider protects my consumer rights, often when an issue arises the retailer refunds the purchase price no questions asked if proof of non delivery or withdrawal from an agreement is provided Reviewed on: 22nd April 2026
Andrew K's avatar
Andrew K

Excellent service easy to use & manager payments

5
Excellent service easy to use & manager payments Reviewed on: 22nd April 2026
Lynn D's avatar
Lynn D

Very good financial support.

5
Very good financial support. I love it Reviewed on: 22nd April 2026
Raymond 's avatar
Raymond

Easy and secure way to manage payments

5
Very clear monthly balance to track your spending and any upcoming payments. Very easy to use as payment option at checkout, when available. Easy to contact customer service and speak to an agent. Regular updates sent to preferred email address. Reviewed on: 22nd April 2026
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Honest reviewer

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