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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very easy and simple to use, all links well with my...

Very easy and simple to use, all links well with my phone. Spread of payments makes life easier too. Reviewed on: 7th July 2026

PayPal credit is easy to use...

PayPal credit is easy to use amongst several different websites and shopping experiences. It is secure and gives you updates on your spend. Highly recommend to others! Reviewed on: 7th July 2026

Never had a bad experience I love the options to hel...

Never had a bad experience I love the options to help spread the payments using PayPal is just so easy Reviewed on: 7th July 2026

Easy to use.

Easy to use. Very convenient as accepted on many sites. Now a physical card is available Reviewed on: 7th July 2026

Have used Paypal Credit for a few years, seems to be...

Have used Paypal Credit for a few years, seems to be easy to pay, and to use the facility. Reviewed on: 7th July 2026

Great greatservice great helpful customer service

Great service helpful people very easy to talk to Reviewed on: 7th July 2026

If theres ever a problem paypal sorts it out straigh...

If theres ever a problem paypal sorts it out straight away, I always feel confident in paypal and I always have Reviewed on: 7th July 2026

Keeps me and my money safe and happy

Easy to use and keep you safe and secure as you shop and send and recieve payments. Credit options allow you to spread the cost of purchases as and when you need to Reviewed on: 7th July 2026

Always feel safe using PP and clear & easy page to c...

Always feel safe using PP and clear & easy page to check account transactions Reviewed on: 7th July 2026

Good simple to understand service and support

Good simple to understand service and support Reviewed on: 7th July 2026

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