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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103375 reviews)

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4.90

Based on 103,374 reviews, last reviewed 10th May 2026

2423800% increase in 5 star reviews

in the past 90 days

7200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The PayPal credit 4month offer is just what a credit... The PayPal credit 4month offer is just what a credit card should be. No hidden extra costs it does exactly what is said on the tin! Thanks PayPal 10/1... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

Frustrating and stressful The site is becoming increasingly hard to navigate. Direct debits do not seem to wok properly like other places. The money does not leave your bank on... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103375)

. . . .. . .

. . . . . . . . . . . . . . . . .. . . Reviewed on: 22nd April 2026

Seamless, good value, easy to access and easy to use.

Seamless, good value, easy to access and easy to use. Reviewed on: 22nd April 2026

Great institution

I've been with PayPal for a few years now, it has given me the chance to purchase and own a lot over the years. Also they have a wonderful customer service, I would recommend PayPal to anyone. Reviewed on: 22nd April 2026

Excellent.

A excellent service,and easy enough for me to understand, and I'm classed as disabled. Reviewed on: 22nd April 2026

Paypal Cards

Paypal added cards which is very positive and good thing as we can use these cards everywhere. Reviewed on: 22nd April 2026

Amazing!

I’ve been using PayPal for many many years as I always found it safe and efficient. I absolutely love the new features - PayPal credit and pay in 3 , it’s give me flexibility. And the points system is a bonus too! Banking made easy! Reviewed on: 22nd April 2026

The best services and product provider.

The best services and product provider. Reviewed on: 22nd April 2026

Can’t doubt it - simple and easy to use

Can’t doubt it - simple and easy to use Reviewed on: 22nd April 2026

brilliant safe easy very easy to use your money is s...

brilliant safe easy very easy to use your money is safe you are covered for refunds for 90 days which is plenty of time to test your product cases are easy to set up providing information is easy case are easy to sort out Reviewed on: 22nd April 2026

No interest if you pay on time which is a...

No interest if you pay on time which is a good thing Reviewed on: 22nd April 2026

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