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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148845 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148846)

Good platform and secure for paying for things online.

Good platform and secure for paying for things online. Reviewed on: 9th June 2026

Always helps when has a dispute

Always helps when has a dispute. It gives you confidence they are there to help get the dispute sorted. Customer service is excellent when it comes to disputes Reviewed on: 9th June 2026

Convenient, Reliable, and Stress Free to Use

The app and website are easy to use, payments are simple to manage, and I always receive clear reminders before payments are due. I also like the added security that comes with using PayPal for online purchases. Overall, it’s been a convenient and reliable way to manage my spending. Reviewed on: 9th June 2026

Very easy to set up and use,good clear information

Very easy to set up and use,good clear information Reviewed on: 9th June 2026

Excellent facility

Easy to use, offers easy flexible payment offers and great 0 interest Reviewed on: 9th June 2026

Easy and accessible

Easy to use and understand, simple app and direct debit straightforward. Great product overall. Excellent section of help documents and FAQs in the app too. Reviewed on: 9th June 2026

Very simple process from start to finish.

Very simple process from start to finish. Excellent service. Verified before my purchase, so no issues at all. Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. When I have needed to contact it has been resolved very quickly. My only frustration is I liked to do manual repayments so I could amend the amount, however it becomes complicated as the payments aren’t instant, it would take nearly a week for them to then leave my account. Reviewed on: 9th June 2026

Pay-Pal is a must in any Wallet!!!

Pay-Pal is a must in any Wallet. Great support for using my funds across a huge variety of websites. Safe and easy to challenge when items go missing with great customer support. Recently applied for Pay-Pal credit, only used it a couple of times at present but intend to use it more, easy to apply for and quickly accepted. Reviewed on: 9th June 2026

The One to get

I ditched all my other credit cards and went with the smart option Reviewed on: 9th June 2026

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