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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

So much easier

PayPal has made managing payments so much easier for both online shopping and sending money to friends and family. Setting up was quick, and everything is clearly laid out. What I value most is the security and buyer protection—if there’s ever an issue with an order, I know I’m covered. It’s hassle-free, and I’d definitely recommend it. Reviewed on: 7th July 2026

Fast safe and reliable service being safe is one of...

Fast safe and reliable service being safe is one of the most important things for me that’s y I choose Paypal for most often when buying goods and services Reviewed on: 7th July 2026

I’ve had pay pal a long time and it’s helped me out...

I’ve had pay pal a long time and it’s helped me out all the time to manage my money and it’s helped me out lots of times and it makes me fill secure when I purchase item Reviewed on: 7th July 2026

Easy to use/apply for

Never had an issue with it, great service Reviewed on: 7th July 2026

Happy Customer

Have found PayPal Credit very helpful and efficient. Reviewed on: 7th July 2026

Worst experience ever!

in my first try, i faced with insufficient product, weak customer relations and super costly experience. all in your records. i hated. i will never use and never allow people around me to use your service. Reviewed on: 7th July 2026

A very useful, flexible service

A very useful, flexible service provided by paypal. A very well thought out and simplistic way of making purchases particularly but not limited to online, and a very flexible easy way of managing your account. Would highly recommend to any one whether personal or business customer. Reviewed on: 7th July 2026

Friendly customer service

Friendly customer service . Problemis solved quickly. Reviewed on: 7th July 2026

PayPal has given me the flexibility to pay interest...

PayPal has given me the flexibility to pay interest free and been a life safer Reviewed on: 7th July 2026

Agne Pakstiene

Excellent.I'm very happy.. Helped me when I really needed it. Reviewed on: 7th July 2026

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