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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103417 reviews)

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4.90

Based on 103,417 reviews, last reviewed 10th May 2026

2425800% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing! Amazing! Always been a user for the quick transactions. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103417)

Poor information

Iv not had PayPal credit long but want to know how they have took £51 out this month instead of min amount , I may stop using if thats what they are going to do, and how dod it get to £51 thats £10 more than I spent Reviewed on: 22nd April 2026

I’ve had a really positive experience using PayPal C...

I’ve had a really positive experience using PayPal Credit. It’s made shopping much easier because I can spread the cost of bigger purchases and manage payments in a flexible way. The 0% interest for 4 months on purchases The app and website are simple to use, and I like being able to see my balance, payments, and available credit all in one place. It’s quick, convenient, and helpful when I need to buy something important without paying everything upfront. Overall, PayPal Credit has been a very useful financial tool for me. I’d recommend it to anyone who shops online often and wants extra flexibility—just make sure to keep up with repayments. Reviewed on: 22nd April 2026

Since using PayPal I have had so many benefits from...

Since using PayPal I have had so many benefits from them. PayPal credit has made it so much easier to pay for things slowly with really good interest rates sometimes no interest rates. It's really quick and easy to use! Reviewed on: 22nd April 2026

Always super safe easy to use recommended by family...

Always super safe easy to use recommended by family members and freinds Reviewed on: 22nd April 2026

Just quick and easy that’s what you want

Just quick and easy that’s what you want Reviewed on: 22nd April 2026

PayPal has been part of my everyday life for years,...

PayPal has been part of my everyday life for years, but one moment really showed me how valuable it is. I once ordered something online from a seller I didn’t know well, and unfortunately, the item never arrived. It was stressful at first, but PayPal’s buyer protection made the whole process simple and reassuring. I reported the issue, and everything was handled quickly and fairly — I got my money back without complications. Reviewed on: 22nd April 2026

You can always trust pay pall makes life better when...

You can always trust pay pall makes life better when you know it safe when uses pay pal . If I can’t pay pal on line I don’t have it Reviewed on: 22nd April 2026

Extremely useful purchasing tool which also gives ex...

Extremely useful purchasing tool which also gives excellent security and confidence to all involved in the transaction. Reviewed on: 22nd April 2026

Never had any issues .

Never had any issues . Help is also always available Reviewed on: 22nd April 2026

Great service, no issues.

Great service, no issues. Easy to manage my account Reviewed on: 22nd April 2026

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