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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148928 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148928)

A lot of offers

I like the offers. Different companies offering PayPal and so many times I can spread the payments without extra money. Reviewed on: 9th June 2026

Using PayPal gives me peace of mind

Using PayPal gives me peace of mind Reviewed on: 9th June 2026

Very easy and convenient to use.

Very easy and convenient to use. Reviewed on: 9th June 2026

Very helpful and easy to use will definitely recomme...

Very helpful and easy to use will definitely recommend it to others accessible Reviewed on: 9th June 2026

Love the interest free period and the ease of use...

Love the interest free period and the ease of use Reviewed on: 9th June 2026

5 stars Service can't complain about them.

5 stars Service can't complain about them. Reviewed on: 9th June 2026

PayPal credit really works for me.

PayPal credit really works for me. It’s easy to manage in the app. I have not had to use customer service so hard to rate it. I mostly use the 4 month interest free period for larger purchases. Would highly recommend. Reviewed on: 9th June 2026

The application process was quick and easy.

The application process was quick and easy. Also using the credit easy. Never any problems. Reviewed on: 9th June 2026

Fast and immediate service very reliable

Fast and immediate service very reliable Reviewed on: 9th June 2026

So easy to use and interest free is you pay off with...

So easy to use and interest free is you pay off within a certain time. Can be a life saver at times Reviewed on: 9th June 2026

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