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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148987 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148988)

I love PayPal credit.

I love PayPal credit. I use the buy now pay in 4 with no interest. This actually helped massively this year as our heating is oil and with the oil prices 3 times higher, it would have been impossible. But PayPay credit came to the rescue. Reviewed on: 9th June 2026

Very good experience, low intrest rates

Very good experience, low intrest rates Reviewed on: 9th June 2026

Always available and flexible

PayPal is one of the only cross-platform, cross-marketplace payment solutions that is always available and reliable. The multiple options of payment methods give you the freedom to control your financial burden. They also enable you to limit yourself as well. Reviewed on: 9th June 2026

PayPal is incredibly easy to use, the app is straigh...

PayPal is incredibly easy to use, the app is straight forward. They always do great 0% credit deals on pay later Reviewed on: 9th June 2026

Easy to use, providing 0% interest installment for m...

Easy to use, providing 0% interest installment for most of the retailers by default. Reviewed on: 9th June 2026

Never a problem always a smooth service thank you.

Never a problem always a smooth service thank you. Purchases and payment very easy and straightforward. What more can I say? Reviewed on: 9th June 2026

Always reliable and easy to use for payments.

Always reliable and easy to use for payments. Reviewed on: 9th June 2026

PayPal is good for shopping elsewhere and safe secur...

PayPal is good for shopping elsewhere and safe security Reviewed on: 9th June 2026

Easy and a good service

They are just so easy to use, you can make extra payments at anytime. Really handy to have a service like this Reviewed on: 9th June 2026

An incredibly convenient way to pay

PayPal Credit is incredibly useful as it means I can spread the cost of purchases without having to pay interest if I pay within the interest free period. It means I can pay for purchases when it is convenient for me. Reviewed on: 9th June 2026

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