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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,499 reviews, last reviewed 10th May 2026
2429600% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice and easy, no stress, whole process was good, 4... Nice and easy, no stress, whole process was good, 4 months interest free is a big help Reviewed on: 10th May 2026
Arran Tilney's avatar
Arran Tilney

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103499)

It was easy and with no issue to use Paypal credit.

5
It was easy and with no issue to use Paypal credit. Reviewed on: 22nd April 2026
Angelo C's avatar
Angelo C

Had PayPal for a long time, solid and reliable.

5
Had PayPal for a long time, solid and reliable. The development through the years of the app has made the experience easier. Reviewed on: 22nd April 2026
Ross R's avatar
Ross R

Love the flexibility it provides me, accepted widely...

5
Love the flexibility it provides me, accepted widely online which is super useful if I need to book an air bnb or get an iPad. PayPal credit giving me a bit of headspace to make that payment over a few months makes those decisions so much easier. Reviewed on: 22nd April 2026
Chris G's avatar
Chris G

Excellent company .

5
PayPal for me is a company I trust they helped me with a company who were not trustworthy and I got my money returned , I like the fact that you can purchase items and have a couple of payment plans to choose from, and that you can collect points also. The website is easy to use and you have all the information too hand you can even track parcels you have purchased through PayPal excellent what more can I say Reviewed on: 22nd April 2026
julia f's avatar
julia f

Flexible way to pay with excellent customer protection

5
I find it a very flexible way to pay for things with an added layer of protection for the buyer. Reviewed on: 22nd April 2026
Deborah O's avatar
Deborah O

Really simple to use and great service

5
Really simple to use and great service Reviewed on: 22nd April 2026
Stephen B's avatar
Stephen B

PayPal gives me the flexibility to pay over time so...

5
PayPal gives me the flexibility to pay over time so I can purchase much needed items. Or I wouldn’t be able to afford to get them. They helped resolve issues I’ve had and generally put my mind at ease knowing they are there to support me. I would always use PayPal and recommend to my family and friends plus anyone to use PayPal. Reviewed on: 22nd April 2026
Lucy D's avatar
Lucy D

PayPal is an excellent payment solution

5
PayPal is an excellent payment solution and i always use this when making online purchases. You can pay in one, spread payments over a time period , pay by PayPal Credit. It's accepted across the world as a payment solutions provider and i have never had an issue. Reviewed on: 22nd April 2026
Anil Varma's avatar
Anil Varma

widely available

5
They are widely available to purchase in many formats. It's easy and clear. Reviewed on: 22nd April 2026
Helen's avatar
Helen

Easy to use and manage.

5
Easy to use and manage. Simple clear app makes purchases easy with a feeling of safety and security. Reviewed on: 22nd April 2026
Will Lowe's avatar
Will Lowe

Review PayPal: PayPal Credit now

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