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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149050 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149050)

My Longest Relationship

Pay in 3 is the reason my bank account and my shopping habits are still on speaking terms. I've used PayPal for years and it's always been quick, secure, and ridiculously easy. At this point, I trust PayPal more than I trust my own impulse control ;) Reviewed on: 9th June 2026

Love paypal

I love paypal its helped me so much when needing to buy expensive stuff and i get to split the payments.Its safe and secure. Reviewed on: 9th June 2026

brilliant if your a little, short o...a helping hand

PayPal credit it brilliant if your a little, short on cash and need something. I use it often, you can pay it off bit by bit or all at once as there are options when you log into your PayPal. It’s so easy!!! Reviewed on: 9th June 2026

Excellent with ease of use

Excellent with ease of use and flexibility Reviewed on: 9th June 2026

Customer service and easy to use app

I mainly use the app as I has everything and easy Reviewed on: 9th June 2026

Easy to manage credit via the app

Easy to manage credit via the app, with lots of opportunity for interest free purchases over 3 month periods! Gives flexibility to make multiple payments if required! Reviewed on: 9th June 2026

Flexible

I really appreciate the flexible payment options and ease to use Reviewed on: 9th June 2026

Good, easy to use.

Good, easy to use. Straight forward Reviewed on: 9th June 2026

Good rate, can use pretty much everywhere

Good rate, can use pretty much everywhere Reviewed on: 9th June 2026

Have found the service easy to use, and when I have...

Have found the service easy to use, and when I have needed to speak to someone it has been straightforward and helpful. The app is great too. Reviewed on: 9th June 2026

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