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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Love the three payments over the 3 months, which I u...

Love the three payments over the 3 months, which I use all the time. Just got a PayPal credit card which I plan to use when sending son to uni with his set up cost. Reviewed on: 7th July 2026

It changed my life.

It changed my life..great concept for the middle class family. Reviewed on: 7th July 2026

Good offers and good customer services

Good offers and good customer services Reviewed on: 7th July 2026

Sometimes getting hold of customer service has been...

Sometimes getting hold of customer service has been a nuisance but I’m not sure if I am talking recent experience or historical - I can’t remember! I’ve no idea how you compare to other providers in terms of value for money. You were the pioneers and I’ve stuck with you. Reviewed on: 7th July 2026

Good customer service and great app

Good customer service and great app Reviewed on: 7th July 2026

I love PayPal it’s a convenient way to pay for goods...

I love PayPal it’s a convenient way to pay for goods and send money to each other Reviewed on: 7th July 2026

I use PayPal already so couple of years and never ha...

I use PayPal already so couple of years and never had an issue with it, always can get do shopping when I need. Never paid extra penny as I manege to pay my credits during 4 months. This days no-one will give you money without any extras back. I always recommend my friends. Reviewed on: 7th July 2026

Great value for money

Great! I love that i can set up small monthly direct debits that clear my bill quickly without me having to have any late payments as it does it automatically Reviewed on: 7th July 2026

Easy and safe to use

Easy and safe to use. Able to earn points on all purchases Reviewed on: 7th July 2026

I've used PayPal for years and never had an issue.

I've used PayPal for years and never had an issue. Easy to use and great ways to pay for things Reviewed on: 7th July 2026

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