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PayPal: PayPal Credit reviews

4.90
Based on 103,545 reviews, last reviewed 10th May 2026
2431750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and secure. Easy and secure. Pay in three is extremely helpful when you need it Reviewed on: 10th May 2026
Iajaz A's avatar
Iajaz A

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103545)

Helpful and convenient

5
Very handy to make purchases and send money regardless the currency. Reviewed on: 22nd April 2026

Never had any issues while using this method of paym...

5
Never had any issues while using this method of payment Reviewed on: 22nd April 2026

Quick and easy money transfers between friends

5
Quick and easy money transfers between friends and family. Phone support has always been helpful when I've needed them. Reviewed on: 22nd April 2026

Fairest and truthful

5
By far the fairest and truthful movement of monetary transactions available. Reviewed on: 22nd April 2026

Never had an issue with PayPal

5
Never had an issue with PayPal and they are always helpful and fair with disputes. Fast action is always guaranteed. Reviewed on: 22nd April 2026

Great service and opportunity with buying options

5
Great service and opportunity with buying options Reviewed on: 22nd April 2026

Convenient.

5
Easy to manage, flexibility, stressless. Reviewed on: 22nd April 2026

PayPal has made some difficult financial decisions,...

5
PayPal has made some difficult financial decisions, easier. Reviewed on: 22nd April 2026

Exelent tool to manage and pay your bills

5
I have a good experience with Paypal 0% interst option, and installment, that helps me with some key purchases, no paying extra. Reviewed on: 22nd April 2026

Always fair and practical.

5
Always fair and practical. Flexible options for payments are excellent Reviewed on: 22nd April 2026

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