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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149100 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149100)

Simple service to use and clear processes

Simple service to use and clear processes Reviewed on: 9th June 2026

PayPal offer a great service.

PayPal offer a great service. Their 4 months interest free is a great bonus which i make use of. Reviewed on: 9th June 2026

Easy to accy, simple to use, widespread application

Easy to accy, simple to use, widespread application Reviewed on: 9th June 2026

Easy way to pay

PayPal is so easy to use and the credit system is so easy to use and very helpful when you’re trying to watch the pennies, let’s you spread the cost ideal Reviewed on: 9th June 2026

Great service Very good customer service

Very good customer service , when ever you have an issue with a product they will sort it out. Reviewed on: 9th June 2026

PayPal offers a flexible , affordable way of paying

I use PayPal credit and PayPal fairly often as it gives me extra time to pay for things and flexibility to make regular monthly payments for purchases. I love it Reviewed on: 9th June 2026

Been using PayPal for credit purchases for ov...

I have been using PayPal for credit purchases for over a decade and they are so simple to use and understand. Reviewed on: 9th June 2026

Little let down

Customer service has been a let down on numerous occasions Reviewed on: 9th June 2026

Very easy to use, informative and always keeping me...

Very easy to use, informative and always keeping me up to date with my rates. Reviewed on: 9th June 2026

Always happy with PayPal.

Always happy with PayPal. Straight and easy to use. Reviewed on: 9th June 2026

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