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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Best experience for interest free purchase for 4 mon...

Best experience for interest free purchase for 4 months on any items above £100 Reviewed on: 7th July 2026

Flexible

I love making use of PayPal credit because of it’s flexibility of payment Reviewed on: 7th July 2026

Shop a holic

Pay pal is always my first option for payment. Safe and easy to use. Offers points where I can build for future shopping. Reviewed on: 7th July 2026

Tap and pay

No more filling in long card details a couple of taps and the purchase is done Reviewed on: 7th July 2026

Love PayPal and PayPal plus, rewards just fir everyd...

Love PayPal and PayPal plus, rewards just fir everyday things is excellent! Reviewed on: 7th July 2026

Love it !!!

Have used PayPal numerous times and always had an excellent experience Reviewed on: 7th July 2026

It’;s very easy and simple to play with PayPal and t...

It’;s very easy and simple to play with PayPal and the options for credit, pay-in-three is excellent. No faf. Simple steps. Safe. What’s not to like? Reviewed on: 7th July 2026

PayPal more like paybestie

Helped me buy an aircon this summer for my sick dog - excellent and seamless! Easy to use! Reviewed on: 7th July 2026

All ways be helpful when I have issues they have bee...

All ways be helpful when I have issues they have been quick Reviewed on: 7th July 2026

I feel like I have a safe payment service with PayPal.

I feel like I have a safe payment service with PayPal. Have used it for years & they have refunded me if my parcel hasn’t showed up. Reviewed on: 7th July 2026

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