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PayPal: PayPal Credit reviews

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4.90
Based on 103,575 reviews, last reviewed 10th May 2026
2433150% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always a life saver PayPal is always a life saver especially the pay in three options,.really helps when finances are tight Reviewed on: 10th May 2026
Naz's avatar
Naz

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103575)

Love PayPal.

5
Love PayPal. When I have a lot of purchases and not enough money, I can split in 3 and that helps with my budgeting. Reviewed on: 22nd April 2026
Anna's avatar
Anna

Couldn’t recommend it enough!! 10/10

5
Used paypal for years. Never had an issue. Good service rates & fees. Reviewed on: 22nd April 2026
Dylan's avatar
Dylan

Been using paypal for almost 10 years now and there...

5
Been using paypal for almost 10 years now and there has been NO problem at all Reviewed on: 22nd April 2026
Estudillo 's avatar
Estudillo

Satisfied customer

5
I use PayPal for my purchases including pay in 3 option as well as PayPal credit. I’m always very happy with this service and highly recommend it. Reviewed on: 22nd April 2026
Kristina M's avatar
Kristina M

Great service, safe and convenient to use

5
Great service, safe and convenient to use Reviewed on: 22nd April 2026
Simona H's avatar
Simona H

Hassle free app

5
Very easy to use and navigate the app and always somebody to help if I have any queries. System makes it easy to spread payments with no interest. Reviewed on: 22nd April 2026
Lynn A's avatar
Lynn A

Paypal credit has been very easy and very helpful.

5
Paypal credit has been very easy and very helpful. Reviewed on: 22nd April 2026
Aine M's avatar
Aine M

Amazing benefits, makes online payments smooth and easy

5
Amazing benefits, makes online payments smooth and easy Reviewed on: 22nd April 2026
EbrahimM's avatar
EbrahimM

Easy to use .

5
Easy to use . And very helpful deals and offers Reviewed on: 22nd April 2026
Theresa F's avatar
Theresa F

I like that you can pay in 4 and I think it’s easy t...

5
I like that you can pay in 4 and I think it’s easy to manage the app, sometimes it crashes and I have problems with it going through and I don’t like that it takes so long to take a payment from your bank but other than that it’s great Reviewed on: 22nd April 2026
Emma B's avatar
Emma B

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