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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,621 reviews, last reviewed 10th May 2026
2435350% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great, I love being able to buy now and pa... PayPal is great, I love being able to buy now and pay later Reviewed on: 10th May 2026
Ali's avatar
Ali

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103622)

Great customer quick service

5
Great customer service easy to use never had any problems Reviewed on: 22nd April 2026
Karen C's avatar
Karen C

Outstanding and Reliable Service

5
My experience with PayPal has been outstanding. The platform is intuitive, fast, and highly secure, making every transaction smooth and worry-free. It’s a service I trust and rely on regularly for both personal and online payments. Reviewed on: 22nd April 2026
MIRCEA's avatar
MIRCEA

I find it easy to you and very helpful.

5
I find it easy to you and very helpful. Reviewed on: 22nd April 2026
Char b's avatar
Char b

Great way to purchase my more expensive items.

5
Great way to purchase my more expensive items... Reviewed on: 22nd April 2026
Steven n's avatar
Steven n

It’s great

5
Enjoying paypal so far, like the security setups, and now the credit facility as well. Reviewed on: 22nd April 2026
Saman A's avatar
Saman A

Best Bank very user friendly app

5
Best Bank very user friendly app Reviewed on: 22nd April 2026
Veerashekar 's avatar
Veerashekar

I really value my security against fraudsters.

5
I really value my security against fraudsters. I bought something online and it turned out to be a scam. PayPal did a great job and refunded my money. Reviewed on: 22nd April 2026
Piotr G's avatar
Piotr G

Great service and awesome customer service

5
Great service and awesome customer service Reviewed on: 22nd April 2026
Laila R's avatar
Laila R

Happy customer

5
I’m happy to use PayPal — it’s a great alternative for making payments. Reviewed on: 22nd April 2026
Julita Z's avatar
Julita Z

Easy to use

5
Easy to use however I would make the statement a bit more easy to understand it’s difficult Reviewed on: 22nd April 2026
Mahsa R's avatar
Mahsa R

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