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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Simply the Best !

User friendly great service now my preferred payment option every time Reviewed on: 7th July 2026

Brilliant to use.

Brilliant to use. Never any problems. Use them a lot.any issues is dealt with immediately Absolutely great Reviewed on: 7th July 2026

Been a few cases that needed help from PayPal but n...

Been a few cases that needed help from PayPal but never gone in my favour the other side always wins which as cost me money . So soon as I get my PayPal cleared I will be using klarna in the future as don't get any issues with them. Reviewed on: 7th July 2026

Been with PayPal for a long time now find them a goo...

Been with PayPal for a long time now find them a good credit company Reviewed on: 7th July 2026

PayPal is easy to use, communication also very easy...

PayPal is easy to use, communication also very easy and all terms and conditions are explained Reviewed on: 7th July 2026

PayPal credit is a great way to make you feel like y...

PayPal credit is a great way to make you feel like you’re not forking out lots of money on a product you want, same as paying 3 which I love Reviewed on: 7th July 2026

Easy to use

Easy to use and was very useful in helping my structure payments for purchases over time, making things easier to pay off in instalments rather than all at once. Reviewed on: 7th July 2026

Very accomodating.

Been very helpful particularly in an instance of requesting a short payment break. Reviewed on: 7th July 2026

Flexible and swift, easy control your finances with...

Flexible and swift, easy control your finances with excellent ap Reviewed on: 7th July 2026

Great to help pay for goods at an affordable rate.

Great to help pay for goods at an affordable rate. Reviewed on: 7th July 2026

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