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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,664 reviews, last reviewed 10th May 2026
2437350% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very responsive and reminding. Very responsive and reminding. PayPal credit allows u spread all of your payments into plans that suits your style of transactions. Reviewed on: 10th May 2026
Sev's avatar
Sev

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103664)

Wzor the best

5
Good service and recommend for everyone Reviewed on: 22nd April 2026
Vlad's avatar
Vlad

Easy to use simple to pay Customer service is great

5
Easy to use simple to pay Customer service is great Reviewed on: 22nd April 2026
Lorraine Perrin's avatar
Lorraine Perrin

Accounts runs smooth, any issues dealt with fast.

5
When issues have arrived they have been dealt with fairly and promptly. It’s helped with the credit when I’ve needed things for the children last minute and able to get pay 3 or credit. Easy to set up direct debits. Reviewed on: 22nd April 2026
Sarah M's avatar
Sarah M

Great financial partner

5
Paypal has been supporting my financial activities for many years now. It is convenient, fast and I find, very transparent when it comes to rates, etc. I use it on my phone, I have the PayPal card and I have a business account as well. Al in all it worked great. Reviewed on: 22nd April 2026
Antonio A's avatar
Antonio A

Convient service, accepted with many traders.

4
Convient service, accepted with many traders. I do like the UX of the android app, no more then 1 or 2 clicks to get to the desired option. Reviewed on: 22nd April 2026
huff's avatar
huff

I am so grateful with all the opportunity that PayPa...

5
I am so grateful with all the opportunity that PayPal offers. Reviewed on: 22nd April 2026
Niloa Y's avatar
Niloa Y

great experience.

5
great experience. really easy to use and quick and easy at checkout Reviewed on: 22nd April 2026
Katie Mitchell's avatar
Katie Mitchell

Easy purchasing

5
The PayPal pay in 3 has been really helpful for bigger purchases. The new PayPal cards are really convenient. Reviewed on: 22nd April 2026
Yosef H's avatar
Yosef H

Best buy now pay later.

5
Best buy now pay later...no hassle, no complications. Easy to use with the best interest rates Reviewed on: 22nd April 2026
jade a's avatar
jade a

I don't like that you can't select to pay off your b...

4
I don't like that you can't select to pay off your buy now pay later. You have to clear the other balance first Reviewed on: 22nd April 2026
Katy f's avatar
Katy f

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