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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,710 reviews, last reviewed 10th May 2026
2439600% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Works as expected, easy to use and is convenient. Reviewed on: 10th May 2026
DW's avatar
DW

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103710)

PayPal 100%

5
PayPal safe , efficient , excellent easy to use . Trustworthy Reviewed on: 22nd April 2026
Lisa B's avatar
Lisa B

Been a loyal servant for 20 years!

5
Been a loyal servant for 20 years!!!!! Reviewed on: 22nd April 2026
Pete's avatar
Pete

PayPal is incredibly seamless.

5
Using PayPal was incredibly seamless. The interface is intuitive, and I was able to complete my transaction in seconds without having to dig out my credit card. It makes online shopping much faster and stress-free Reviewed on: 22nd April 2026
Iq's avatar
Iq

Great overall experience and support

5
Great overall experience and support Reviewed on: 22nd April 2026
ZJK's avatar
ZJK

Paying for my new phone reasonable over 18 months.

5
Paying for my phone reasonable over 18 months. everything is straightforward (as the payments are taken from my card through the PayPal app). Easy to set up, easy to manage payments, no problems experienced. If only all banking was easy! Reviewed on: 22nd April 2026
Chris N's avatar
Chris N

Always a great service to use love the 0% interest o...

4
Always a great service to use love the 0% interest on over three payments and easy to raise disputes with refunds and any outstanding monies Reviewed on: 22nd April 2026
Annmarie B's avatar
Annmarie B

I’ve not had any poor experiences while using PayPal...

5
I’ve not had any poor experiences while using PayPal credit, it’s simple to use and efficient too, I use mostly for eBay purchases Reviewed on: 22nd April 2026
RussM's avatar
RussM

I use PayPal for most of my online shopping.

5
I use PayPal for most of my online shopping. It is very easy to use. I occasionally use the pay in 3 option which gives me a greater flexibility for larger purchases. Reviewed on: 22nd April 2026
Elena P's avatar
Elena P

Quick easy and efficient.

5
It has always been, quick easy and efficient. Excellent customer service if anything goes wrong too. Reviewed on: 22nd April 2026
James C's avatar
James C

Very easy and reliable.

4
Very easy and reliable. I would highly recommend it. Reviewed on: 22nd April 2026
Nestor C's avatar
Nestor C

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