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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149276 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149276)

Couldn’t Be Easier!

PayPal Credit is really quick and easy to use. Setting up payments is straightforward, and managing repayments is simple through the app. It’s convenient for spreading the cost of larger purchases, and I’ve found the whole process hassle-free. A great option if you’re looking for flexible and easy-to-manage credit. Reviewed on: 9th June 2026

Always find it easy to use PayPal and where I have h...

Always find it easy to use PayPal and where I have had to contact customer support they have always been able to contact and understand my queries. Reviewed on: 9th June 2026

PayPal is perfect for keeping track of upcoming paym...

PayPal is perfect for keeping track of upcoming payments Reviewed on: 9th June 2026

Makes Online Shopping Easier

I love using PayPal Credit, because it makes online shopping quick and secure. PayPal Credit also lets me spread the cost of purchases instead of paying the full amount upfront, which helps me manage my budget more easily. I can make monthly payments and choose a repayment plan that suits me. Reviewed on: 9th June 2026

5 stars to PayPal Credit

Excellent experience with PayPal credit and customer service. Reviewed on: 9th June 2026

Just so easy to use.

Just so easy to use.love the 0% over 4 months. No need to keep entering delivery address. Reviewed on: 9th June 2026

Paypal is very simple and easy to use, the app is ex...

Paypal is very simple and easy to use, the app is excellent and keeps you up to date and is easy to understand Reviewed on: 9th June 2026

Incredibly amazing

I’ve been with PayPal since 2012 it’s just amazing it keeps improving every year Reviewed on: 9th June 2026

Peace of mind

It’s great all around I feel safe spending my money on PayPal credit Reviewed on: 9th June 2026

A safe way to pay.

PayPal lets me spread the cost of my purchases across certain times, making it more manageable for me to budget for the things I need. The fees are upfront, and not hidden, they take what they say they are going to, and most importantly, it's safe, only PayPal has my information so I don't worry about more being taken than I'm paying for. Reviewed on: 9th June 2026

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