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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103800 reviews)

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4.90

Based on 103,800 reviews, last reviewed 10th May 2026

2443800% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service Easy to use while checking out and interest free for 4 months is really helpful. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103800)

Good experience

I have always had a good experience with PayPal no problem. Reviewed on: 22nd April 2026

I use paypal because I feel it's safe.

I use paypal because I feel it's safe.I can pay my bill in 3 ways and I find that very helpful in today's world where sometimes we can pay over 3 months or even have it on free credit as long as you pay over the amount of time. Reviewed on: 22nd April 2026

Great credit service at amazing rates, easy and intu...

Great credit service at amazing rates, easy and intuitive to use . Reviewed on: 22nd April 2026

Such an easy way to spread the payment of my purchas...

Such an easy way to spread the payment of my purchase making so much more obtainable and affordable Reviewed on: 22nd April 2026

I really hard to put the money back

I really hard to put the money back Reviewed on: 22nd April 2026

Great for spreading the cost

I like to use PayPal Credit when I'm not sure whether I'll keep my order and also when I buy something more expensive and would like to spread the cost without the interest. The added benefit of buyer's protection is another plus. Reviewed on: 22nd April 2026

Lacking that final oomph

Good interactions but it feels like hard work getting past info and automation before you speak to a person and the you have to drive the conversation yourself. Reviewed on: 22nd April 2026

Best ever happened to me so simple easier and suppor...

Best ever happened to me so simple easier and supporting love it I recommended very highly Reviewed on: 22nd April 2026

Grateful

I’ve had this service for years and I’m grateful to of had no issues and when speaking to staff they are always helpful. Reviewed on: 22nd April 2026

Great always

Great. Never had any issues ever Reviewed on: 22nd April 2026

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