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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Never had a problem easy to use on the phone the app...

Never had a problem easy to use on the phone the app is easy to navigate Reviewed on: 7th July 2026

PayPal Credit

Excellent services, helps to manage the money and allows you to pay off within a few months Reviewed on: 7th July 2026

Love it spreading the cost is helpful to people who...

Love it spreading the cost is helpful to people who do not have a lot of money.The are friendly and helpful Reviewed on: 7th July 2026

Top service throughout every transaction

Top service throughout every transaction Reviewed on: 7th July 2026

Very easy to set up and use.

Very easy to set up and use. Had no issues Reviewed on: 7th July 2026

Great service and easy to use.

Great service and easy to use. You can see all the statements and information in the app. Reviewed on: 7th July 2026

Such a great service

Such a great service & I love that purchases on the credit card are interest free for 4 months. Helps budget for the larger purchases! Reviewed on: 7th July 2026

It easy and you can pay for a wide range...

It easy and you can pay for a wide range of products Reviewed on: 7th July 2026

Plain and simple to use!

Plain and simple to use… great service Reviewed on: 7th July 2026

Easy to use good connection with the office.

Easy to use good connection with the office. Reviewed on: 7th July 2026

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