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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (157303)

I love PayPal credit, so easy to use, the app is great!

5
I love PayPal credit, so easy to use, the app is great! Plus I always know my balance and interest that will occur! Reviewed on: 11th June 2026

PayPal offer an exceptional service to their customers.

5
PayPal offer an exceptional service to their customers. Can't praise them enough. Reviewed on: 11th June 2026

Used PayPal for years and easy service

5
Used PayPal for years and easy service Reviewed on: 11th June 2026

very quick and easy set up process

5
very quick and easy set up process Reviewed on: 11th June 2026

Safe, secure and supported.

5
The support is great if you have an issue and I know all my payments are secure. Reviewed on: 11th June 2026

Helpful and understanding.

5
They’re quick to respond if there’s any issues. Reviewed on: 11th June 2026

PayPal is simple to use and offer a good range of pa...

5
PayPal is simple to use and offer a good range of payment options. Very impressed. Reviewed on: 11th June 2026

Great easy application.

5
Great easy application. Although I had a DD bounce back, I paid it that day and they still charged me £12 fee Reviewed on: 11th June 2026

Handy for when you make purchases that you haven’t p...

5
Handy for when you make purchases that you haven’t planned for Reviewed on: 11th June 2026

Great provider

5
Great service provider, extremely easy to use Reviewed on: 11th June 2026

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