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PayPal: PayPal Credit reviews

4.90
Based on 103,825 reviews, last reviewed 10th May 2026
2444850% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit is a good alternative to a credit card... Paypal credit is a good alternative to a credit card and it's even easier to set up making payments in advance Reviewed on: 10th May 2026
Rhys Hutchinson's avatar
Rhys Hutchinson

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103825)

best costumer service excellent service

5
best costumer service excellent service Reviewed on: 22nd April 2026

Great simple so flexible fantastic offers

5
Great simple so flexible fantastic offers Reviewed on: 22nd April 2026

Very easy to use and great value

5
Very easy to use and great value Reviewed on: 22nd April 2026

I have enjoyed excellent and professional service fr...

5
I have enjoyed excellent and professional service from PayPal. Reviewed on: 22nd April 2026

It’s a very good reliable service

5
It’s a very good reliable service Reviewed on: 22nd April 2026

Use PayPal as my everyday bank, never let me down...

5
Use PayPal as my everyday bank, never let me down Reviewed on: 22nd April 2026

A very convenient and secure service

5
I find PayPal provides a very convenient and secure method to pay for goods and services especially where the provider is not a someone from whom you have previously purchased. I also find the Pay in 3 feature very convenient for those unplanned expenses. Reviewed on: 22nd April 2026

PayPal has been very helpful especially function to...

5
PayPal has been very helpful especially function to spread the cost Reviewed on: 22nd April 2026

Simple, easy to use financial product, now with the...

5
Simple, easy to use financial product, now with the physical card. Excellent Reviewed on: 22nd April 2026

Great payment options

5
It's a very handy service, especially the pay in 3 option. It gives time to pay without interest which really helps when making big purchases Reviewed on: 22nd April 2026

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