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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal are the best 100%

I Have been using PayPal credit for many years and have never had a y issues with them excellent customer service would definitely recommend them to anyone 100% the best hassle free they keep you updated Reviewed on: 7th July 2026

Very good

Quick and easy no stress enjoy use it makes life is and helps right when you need it Reviewed on: 7th July 2026

Excellent service, good communication.

Excellent service, good communication. Any issues sorted quickly and efficiently Reviewed on: 7th July 2026

Never had the need to contact customer service

Never had the need to contact customer service which suggests their portal works just fine Reviewed on: 7th July 2026

PayPal is been excellent throughout

PayPal is been excellent throughout Reviewed on: 7th July 2026

Paypal is useful

I have used PayPal for many years and have found it very convenient as most people have a paypal button and i just need to remember my password and I can pay eadily, no more hunting around for my bank cards. I have recently started paypal credit which has proved useful for paying for air b and b stays. Reviewed on: 7th July 2026

Simple and safe

Easy to use but also good with security. I have never had any problem with transactions with PayPal. I had an issue where I had not received goods I had payed for and PayPal resolved the issue and I got a full refund Reviewed on: 7th July 2026

I always use PayPal for my transactions, it quick an...

I always use PayPal for my transactions, it quick and easy to use and supported through process for issues that arise. Reviewed on: 7th July 2026

PayPal has helped me enormously with finance and pay...

PayPal has helped me enormously with finance and pay in 3 Reviewed on: 7th July 2026

Easy to use

Very easy to use, the app is simple to navigate, transactions are fast and it's a convenient way to pay online securely. Overall, I've had a very positive experience using it. Reviewed on: 7th July 2026

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