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PayPal: PayPal Credit reviews

4.90
Based on 103,851 reviews, last reviewed 11th May 2026
2446000% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was easy to set up and use. It was easy to set up and use. It’s easy to make extra payments and set up a direct debit for repayments. Reviewed on: 11th May 2026
lynne m's avatar
lynne m

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103851)

Good service and nice offer.

5
Good service and nice offer. No problem with service. Reviewed on: 22nd April 2026

Been good so far.

5
Been good so far. Had lots of positives and a few negatives Reviewed on: 22nd April 2026

God send.

5
I have been successful in using Pay pal credit, the options of pay help very much with your personal budget, I have always payed within the 3 months of not paying extra, I am pleased in using this to progress in my quality of life an needs when necessary. Thank you. Reviewed on: 22nd April 2026

It's great I highly recommend it

5
It's great I highly recommend it Reviewed on: 22nd April 2026

great product, easily accessible

5
great product, easily accessible Reviewed on: 22nd April 2026

It is great, convinient and easy

5
It is great, convinient and easy Reviewed on: 22nd April 2026

Great I always use PayPal and would highly recommend...

5
Great I always use PayPal and would highly recommend it Reviewed on: 22nd April 2026

Its ok but expensive.

5
Its ok but expensive. Needs to be cheaper to make people use it more Reviewed on: 22nd April 2026

Happy with PayPal

5
I am having good experience with PayPal as it gives more options and facilities. It provides more time to pay back. It has more payment options that helps to manage your money. Reviewed on: 22nd April 2026

Helped me buy things I needed to payday came around

5
Helped me buy things I needed to payday came around Reviewed on: 22nd April 2026

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