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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Paypal has never let me down

Paypal has never let me down-simply the best! Reviewed on: 7th July 2026

Flexible Payments

It’s been a game changer with the option to pay for items over 3 payments. Reviewed on: 7th July 2026

Good and helpful when needed.

Good and helpful when needed. Helped me out of sticky situations Reviewed on: 7th July 2026

Always very helpfull and the app is easy to navigate.

Always very helpfull and the app is easy to navigate. I have been using PayPal for a long time now and never had a problem with it. Reviewed on: 7th July 2026

I find PayPal a great and easy way to pay for items...

I find PayPal a great and easy way to pay for items and it's very secure that's what I love about no hassle Reviewed on: 7th July 2026

Very easy to complete purchases.

Very easy to complete purchases. Use it every time on ebay nearly. pay in 3 is good. I like the low interest monthly options available - 6 months, 12 etc. Reviewed on: 7th July 2026

I've had a great experience with PayPal Credit.

I've had a great experience with PayPal Credit. It's easy to use, makes spreading the cost of purchases simple, and the interest-free offers are really helpful. Everything is clear, reliable, and straightforward to manage. I wouldn't hesitate to recommend it, and I think it deserves to win Best Retail Finance Provider. Reviewed on: 7th July 2026

Very good credit mediator

Very good credit mediator - 0 % allows for flexible repayments Reviewed on: 7th July 2026

Easy to use no hidden T&C

It is very easy to use paypal, it helps spread cost also interest free Reviewed on: 7th July 2026

It's an easy, safe, convenient way to pay.

It's an easy, safe, convenient way to pay. For items. So much so that it has become my preferred way to pay for all on line shopping. Reviewed on: 7th July 2026

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