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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great financial product

I find PayPal very easy to use. Has plenty of options for savings, investments etc. Any issues are dealt with promptly. All in all a great product. Reviewed on: 7th July 2026

Easy to contact if there is issue

Easy to contact if there is issue Reviewed on: 7th July 2026

Perfect way to pay!

Perfect way to pay! Fast and so easy to complete! Reviewed on: 7th July 2026

Easy to use and very good communication

Easy to use and very good communication Reviewed on: 7th July 2026

Great service easy to use and secure payment.

Great service easy to use and secure payment. Reviewed on: 7th July 2026

Have always been reliable .

Have always been reliable . No problem with ordering and paying Reviewed on: 7th July 2026

I enjoy the security of PayPal and the option to pay...

I enjoy the security of PayPal and the option to pay in 3 is really helpful. Reviewed on: 7th July 2026

It’s a great service interest free cash over 4 month...

It’s a great service interest free cash over 4 months making it easy to plan Reviewed on: 7th July 2026

In my opinion security and simplicity along with goo...

In my opinion security and simplicity along with good value for money is the reason I don’t use any other platform when buying online. Reviewed on: 7th July 2026

I love using paypal and it keeps my money protected.

I love using paypal and it keeps my money protected. I recently ordered from a scamming sight luckily i paid with paypal they processed my refund request very quickly and i had my money back in my account in 2 days. Reviewed on: 7th July 2026

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