Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,882 reviews, last reviewed 11th May 2026
2447450% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safety way to shop online Only way I shop online with ease is if the seller has PayPal so I know my transaction will be done securely and if I have any problems I know that Pay... Read more Reviewed on: 11th May 2026
Nesar u's avatar
Nesar u

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103882)

Unmatched Superb Service

5
I enjoy everything about PayPal especially the payment options which is unmatched. Reviewed on: 22nd April 2026

Always helpful and I feel safe buying online

5
Always helpful and I feel safe buying online Reviewed on: 22nd April 2026

It’s really easy to use and manage

4
It’s really easy to use and manage Reviewed on: 22nd April 2026

Very good .very helpful

5
Very good . I enjoy it. Very helpful Reviewed on: 22nd April 2026

Paypal is convenient and easy to use.

5
Paypal is convenient and easy to use. Within minutes money is sent and received. I have a daughter who is at college in another country. Paypal makes it so easy for me to send her money for needs and emergency. Reviewed on: 22nd April 2026

Simple solutions for a complex life!

5
Just really pleased with what PayPal offers in terms of security and flexibility. Reviewed on: 22nd April 2026

I can’t say much regarding the customer service side...

5
I can’t say much regarding the customer service side as I’ve not really needed to speak to anyone, however I do believe they would still be amazing and very helpful, pay pal has always worked for me very easy and straightforward also you have security with them I always feel safe when using PayPal Reviewed on: 22nd April 2026

i wish i never opened a paypal credit account, i hat...

1
i wish i never opened a paypal credit account, i hate being in debt. £1000 would be wonderful to help me pay some of that back. Reviewed on: 22nd April 2026

I use PayPal for everything I buy.

5
I use PayPal for everything I buy. Great for refunds deal with everything so quick. Reviewed on: 22nd April 2026

Very good service .

5
Very good service .I used PayPal since 2015. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 49082 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3710 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 81 reviews
    PayPal
    View all products