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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170295)

Good value and service providers.

5
Good value and service providers. Reviewed on: 3rd July 2026

I use the 4 months 0 percent which works for me a tr...

5
I use the 4 months 0 percent which works for me a treat.i have made many transactions using this method whereas I wouldn't have been able to normally. Reviewed on: 3rd July 2026

Brilliant service & so easy to use.

5
Brilliant service & so easy to use. Reviewed on: 3rd July 2026

So easy and convenient to use.

5
So easy and convenient to use. My go to for all payments Reviewed on: 3rd July 2026

Excellent payment transaction service

5
Paypal is so easy and an excellent payment transaction service. I tend to use often because I know that I can trust the service. Would highly recommend to anyone. Reviewed on: 3rd July 2026

Becwal01

5
Love using PayPal, it's secure, safe & the best way to pay for goods, pay a business or friends & family. Reviewed on: 3rd July 2026

Very useful!

5
Very useful! I use it all the time. Reviewed on: 3rd July 2026

It has been amazing using PayPal.

5
It has been amazing using PayPal. Easy and fast access Reviewed on: 3rd July 2026

Easy to use service, very good for small business

5
Easy to use service, very good for small business Reviewed on: 3rd July 2026

Financial mate at your side

5
I have been using PayPal since it first started with E-Bay. I have found that they are quick to solve disputes between myself and any difficult seller, they step in quickly when informed of the problem and usually solve it within a few days Reviewed on: 3rd July 2026

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